spartanburg homes for sale: Going Green in the Grocery Store - 09/01/08 09:32 AM
Remember when the question used to be plastic or paper in the checkout line at the grocery store?  Well, now it is do you have your own bags or would you like plastic?  There are stores even giving discounts if you bring in your own bags.  The US Environmental Protection Agency estimates 380 Billion plastic bags are used every year.  That statistic is unbelievable - we all need to start using reusable bags for all stores!  I carry several sizes in my car at all times, including one that keeps items cold.  All you have to do is get into the habit … (0 comments)

spartanburg homes for sale: Rent vs. Buying Part 1 - 08/26/08 09:57 AM
Let's see which is better to rent or to buy a home?  Well, when a person rents they pay the landlord and never see the money again, plus they cannot use it as a tax deduction.  When a person buys a home they are paying on an assest that they will eventually sell.  Then the remainder of the payment goes to the lender and the interest is usually all tax deductable!  Hummmmm.... which is better renting or buying?
Patricia Fisher, REALTOR
Keller Williams Realty
www.864homes.net
864homes@bellsouth.net
(0 comments)

spartanburg homes for sale: Building a Home Part 3 - 08/24/08 09:38 AM
When building a home there are mainly three ways to go about it.  One, build a custom home - which will cost the buyer more because the builder is only building buying for a couple of homes usually.  Two, build with a "Track Builder" - they tend to build by the volume and you have to choose from their floor plans and you pay for each upgrade.  And the third way is to buy a spec home.  The builder just builds a home to sell with noone in mind to purchase it.  There is no right or wrong way to build … (0 comments)

spartanburg homes for sale: Building a Home Part 1 - 08/24/08 09:17 AM
Building a home can be a stressful experience if you do not have the proper professionals working for you!  When it comes to choosing the most experienced builder you must do your homework.  Talk with other people that have built their own home, work with a REALTOR that knows the builders in the area, and look at the Better Business Bureau's website.  There are many experienced builders you just have to do your homework so your don't get stuck in a mess!  To be continued...
 
Patricia Fisher, REALTOR
Keller Williams Realty
864homes@bellsouth.net
www.864homes.net
(0 comments)

spartanburg homes for sale: Which rooms should you invest in when remodeling - 08/21/08 03:40 AM
A homeowner should always think about which rooms to remodel to get their best return.  Two of the best items to invest in are windows and siding replacements.  But, when you are remodeling rooms you should update a kitchen with solid surface countertops, custom cabinets, upgraded appliances, and either wood or ceramic flooring.  The bathroom is also major room to update with a large shower with multiple showerheads & tile surround, solid surface counters, and ceramic tiles for the floor.  When showing homes to buyers these are the main items they are looking for.
Patricia Fisher, REALTOR
Keller Williams Realty
864homes@bellsouth.net
www.864homes.net
(0 comments)

spartanburg homes for sale: Credit Makeover - 08/15/08 03:23 AM
Credit makeover is something a lot of people are doing now!  Great credit requires more than paying bills on time.  It only counts for 1/3 of the points, therefore 2/3 of the score comes from four other areas.  The second area is debt, ie. credit cards, auto loans, etc.  The third area is the older your credit report is the more points she will earn in this category.  The forth is New Credit - you should only apply for credit when you really need it.  Finally, the fifth category is a mix of accounts.  This information is good for everyone to … (0 comments)

spartanburg homes for sale: Staging Your Home - 08/12/08 09:15 AM
When selling your home staging it is very important.  If a home is not de-cluttered from the day it is listed you could lose any buyers that may have already looked at your home.  Staging will get your home sold quicker and at the best possible price. 
Therefore, when you are getting your home ready to sell think about the way the buyer wants it to look.  Staging is about everyone's taste, not an individual's taste.  To get ideas for staging go to open houses, visit model homes, and read/watch about home decorating.
Have a Great Day,
Patricia Fisher, REALTOR
CRS, … (0 comments)

spartanburg homes for sale: Understanding Today's Real Estate Market - 08/11/08 08:58 AM
What created today's market?  Many homeowners and real estate professionals are asking themselves this.  The slowdown is largely due to the demand started by the global investment market and by individual investor/speculators.   In other words in the year of 2000 the world's pool of dollars exploded, between 2006 and 2007 it doubled.  Therefore Wall Street ceated new ways to package mortgages, then sell them and pass the money and risk to the investors.  These loans required little information on buyers income and assests.  Unfortunately lenders used adjustable rate, interest only, and other loans much more frequently and possibly mis-used.  We are … (0 comments)

spartanburg homes for sale: Buying A Home Make Buying Easy By Pre-Planning Part 3 - 08/10/08 11:53 AM
Once your purchaser has chosen a house and they would like to make an offer you want to make sure you have certain papers ready for when they come to the office to make an offer.  For example the pre-approval letter from the lender, a Seller's Disclosure, Lead Based Paint Discloser if needed, etc.  Now you write the offer up and have either the listing agent present the offer or if you would like you may present the offer to the seller's.  (This depends on your state laws.)  Remember to explain to your buyer to not take the counter-offer personally, because the seller … (1 comments)

 

Patricia Fisher

Spartanburg, SC

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Keller Williams Realty

Mobile: (864) 494-7818

Fax: (864) 595-6001



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