Stop Maryland Foreclosure Quick Facts - Judicial Foreclosure Available: Yes - Non-Judicial Foreclosure Available: Yes, with restrictions - Primary Security Instruments: Deed of Trust, Mortgage - Timeline: Typically 90 days - Right of Redemption: No - Deficiency Judgments Allowed: Yes In Maryland, lenders may foreclose on a mortgage or deed of trust in default using either the judicial, assent to decree, or non-judicial foreclosure process. Judicial Foreclosure In cases where the security instrument contains neither a power of sale nor an assent to a decree, a lender must file a complaint against the borrower and obtain a decree of (1 comments)