real estate: HOW TO GET THE MOST OUT OF YOUR GARAGE! - 01/10/09 12:12 PM
There are many different ways that you can use your garage to be beneficial to you.  I decided that since I was getting ready to finish my basement that I would hire a contractor to come in and install some shelving for me to store my extra "seasonal items" (like holiday decorations, beach things, baby stuff, etc).  Take a look at the BEFORE and AFTER to see just how much we can actually store up there.  The contractor installed a shelf that was 4 feet out from the wall and 15 feet long.  That is a lot of extra square footage … (2 comments)

real estate: REDUCED AGAIN! WHAT A STEAL! NOW ONLY $150,000 - 01/10/09 07:10 AM

INTRODUCING 820 South Rose StreetEND OF GROUP IN CANTON
BALTIMORE CITY, MARYLANDNEWLY PRICED AT $150,000
Featuring!Bedrooms: 3Bathrooms: 1.5

DESCRIPTION: PRIME LOCATION JUST STEPS FROM THE CAN COMPANY & A FEW SHORT BLOCKS 2 THE PARK! THIS IS TRULY ONE OF THE LARGEST END OF GROUPS IN THE NEIGHBORHOOD with Front, Side, and Rear Entrances, NEWER Furnace, NEWER Hot Water Heater, UPDATED Electric, NEWER Roof, Replacement Windows thru-out! JUST ADD YOUR FINISHING TOUCHES & MOVE RIGHT IN **SOLD AS IS** THIS IS THE DEAL YOU'VE BEEN WAITING FOR!
      

If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, … (1 comments)

real estate: Top Office Individual Producer - 2008 - Top Listing Agent & Top Selling Agent - 01/10/09 07:03 AM

Well, It's Official and the NUMBERS ARE IN!  I was just informed two days ago that I was the Top Office Individual Producer for 2008!  This includes the Top Individual Agent in Listings and the Top Individual Agent in Sales!  If you are considering working with a real estate agent in the Greater Baltimore or Harford County Area, I would be more than happy to speak with you for a private consultation.  Just pick up the phone and give me a call or CONTACT ME HERE!

     

If you are considering listing and selling your Baltimore County or Harford … (0 comments)

real estate: Homes Magazine - Does Your Real Estate Agent Use It? - Baltimore County, Harford County, Cecil County, Real Estate - 01/10/09 06:47 AM
Does your Real Estate Agent actively market your home to ensure the optimum exposure for your home?  I have a full color dedicated page in every issue of the local homes magazine where I feature up to 8 of my listings for my sellers.  It is located right next to the index in every issue of the homes magazine and is distributed to ALL of Harford County, Cecil County, and Northeastern Baltimore County.  Because I am a regular customer/client of the magazine, I also have the ability to feature my listings on the FRONT COVER (as seen below)!

     

(0 comments)

real estate: Open Houses in Perry Hall - Baltimore County Luxury Homes for Sale - OPEN SATURDAY 1/10/09 1:00PM - 3:00PM - 01/05/09 10:46 AM
Are you looking for new luxury homes for sale in Perry Hall, Maryland in Baltimore County?  If so, consider visiting my listing below this Saturday 1/10/09 from 1:00PM - 3:00PM:
5310 MYERS ORCHARD WAYORCHARD CROSSINGMLS #BC6830282BALTIMORE COUNTY, MARYLANDPERRY HALL, MD (21128)
OFFERED AT $449,900

DESCRIPTION: NEWLY PRICED AT $449,900!  TRUE LUXURY LIVING IN PERRY HALL, MARYLAND!  This Amazing Home Has Over 4000+ Finished Square Feet with over $65,000 in Upgrades and Many of today's most coveted Amenities:  Stone Front, Gourmet Kitchen with Granite Counters, a Huge Island with Breakfast Bar, Double Oven, 42" Cabinets, and even an extended area for extra table space too with a sliders … (6 comments)

real estate: What is the Homestead Tax Credit? - Maryland Real Estate Information - 01/03/09 10:48 AM
To help homeowners deal with large assessment increases (that were experienced during the boom years), Maryland State Law has established the Homestead Property Tax Credit.  The Homestead Credit limits or caps the increase in taxable assessments each year to a fixed percentage.  Every County and Municipality in Maryland is required to set a Homestead cap that limits taxable assessment increases to 10% or less each year.  NOTE - The Homestead Tax Credit applies only to the principal residence of the property owner and is based on the total market value for the dwelling and land associated with that dwelling.
Homestead Tax … (0 comments)

real estate: HOW TO FILE AN APPEAL TO YOUR PROPERTY TAX ASSESSMENT NOTICE IN MARYLAND - 01/03/09 10:35 AM
Maryland State Law requires that all real property be revalued at least every three years.  If you feel that your property's Total New Market Value is incorrect, you have the right to appeal your tax assessment notice.  A three step appeal process is available to protect the property owner from an incorrect assessment.  The first level appeal is with the local assessment office.  The second and third level appeals are with the Property Tax Assessment Appeal Boards and the Maryland Tax Court.  These are independant agencies that are copmletely separate from the Department of Assessments and Taxation.  At each level in … (0 comments)

real estate: Baltimore County Property Tax Assessment - Maryland Real Estate - 01/03/09 10:24 AM
Did you get your NEW Baltimore County Tax Assessment Notice for 2009in the mail?  I did and let me tell you, I was surprised to see how much they actually lowered my assessed value.  However, IMO (In My Opinion) it is not low enough considering the recent sales activity in my immediate neighborhood area.
SO WHAT DO YOU DO IF YOU FEEL YOUR BALTIMORE COUNTY PROPERTY TAX ASSESSMENT IS TOO HIGH?
If you feel that your property's TOTAL NEW MARKET VALUE is incorrect, the SIMPLE answer is, YOU FILE AN APPEAL!  For more information on what you need to do to … (0 comments)

real estate: Baltimore County Real Estate - New Home Listings in Parkville Maryland - December 2008 - 12/31/08 09:24 AM
See ALL of the NEW BALTIMORE COUNTY PARKVILLE REAL ESTATE HOME LISTINGS FOR SALE IN PARKVILLE MARYLAND that were just listed active in the local MLS system.  If you have any interest and/or questions regarding any of the properties contained in the link below, feel free to CONTACT ME personally and I will do my best to help you with ALL of your real estate needs.  The first real step in the home buying process is learning what you can comfortably afford to purchase by speaking with a LOAN OFFICER.  If you don't already have a loan officer that you are working with, I would be more … (2 comments)

real estate: Baltimore County Real Estate - New Home Listings in Nottingham Maryland - December 2008 - 12/31/08 09:03 AM
See ALL of the NEW BALTIMORE COUNTY NOTTINGHAM REAL ESTATE HOME LISTINGS FOR SALE IN NOTTINGHAM MARYLAND that were just listed active in the local MLS system.  If you have any interest and/or questions regarding any of the properties contained in the link below, feel free to CONTACT ME personally and I will do my best to help you with ALL of your real estate needs.  The first real step in the home buying process is learning what you can comfortably afford to purchase by speaking with a LOAN OFFICER.  If you don't already have a loan officer that you are working with, I would be more … (0 comments)

real estate: Baltimore County Real Estate - Homes for Sale in Perry Hall Maryland - NEW HOME LISTINGS - DECEMBER 2008 - 12/30/08 11:29 AM
See ALL of the NEW BALTIMORE COUNTY PERRY HALL REAL ESTATE HOME LISTINGS FOR SALE IN PERRY HALL MARYLAND that were just listed active in the local MLS system in DECEMBER 2008.  If you have any interest and/or questions regarding any of the properties contained in the link below, feel free to CONTACT ME personally and I will do my best to help you with ALL of your real estate needs.  The first real step in the home buying process is learning what you can comfortably afford to purchase by speaking with a LOAN OFFICER.  If you don't already have a loan officer that you are working with, … (0 comments)

real estate: IS YOUR AGENT REALLY YOUR AGENT? HOW CAN YOU BE SURE? (Maryland Real Estate) - 12/27/08 04:50 AM
As soon as you BEGIN DISCUSSIONS with a real estate agent in Maryland, you should understand what type of agency relationship or representation exists between you and the agent.  There are four kinds of agency relationships in Maryland: Seller Agency, Buyer Agency, Dual Agency, and Intra-Company Agency.
SELLER AGENCY:
Seller Agency is the "traditional" agency relationship.  Simply put, the listing and cooperating ("selling") agents are agents of the seller.  THEIR DUTIES OF REASONABLE CARE ARE TO THE SELLER!
SELLER AGENTS, AS WITH ALL AGENTS, ARE OBLIGATED BY A CODE OF ETHICS:
To respond HONESTLY to questions about the property from the … (0 comments)

real estate: Baltimore County Real Estate Agent - Michael D. Klijanowicz - Another Satisfied Client - 12/26/08 02:06 AM
Are you looking for a Baltimore County Real Estate Agent to help you find your next home?  If so, make sure you select one who delivers on their promises to you, one who puts your interests and needs first,  one who can negotiate you an incredible deal, and one who keeps it as stress free as possible for you.  Here is what another one of my clients from 2008 said about me (they purchased a town home in the Perry Hall area of Baltimore County, Maryland): 
"You did a GREAT JOB!  We'd use you again in a heartbeat! Thanks for your patience throughout this … (0 comments)

real estate: 150,000 POINTS – Is it really about the points anymore? - 12/25/08 02:02 AM

Well, I finally hit the 150,000 point mark and sometime ago have come to the realization that this whole Active Rain thing is much more than just the points.  I personally don't think that you get to the 150,000 mark if you haven't already learned this.  Active Rain has been the best online real estate network that I have ever been apart of because I have learned so much from so many of you! 
So, for the 150,000 point mark I say:
THANK YOU FOR ALL OF YOUR KNOWLEDGE, WISDOM, ADVICE, AND OPINIONS THAT HAVE HELPED ME GROW TO BE … (15 comments)

real estate: White Marsh Condos for Sale - 5346 Millfield Road - NEW CARPETING & PADDING JUST INSTALLED! - 12/21/08 11:26 PM

Are you looking for condos for sale in White Marsh, Maryland in Baltimore County?  If so, consider visiting the property below, simply call me to schedule your private viewing appointment:
BRAND NEW NEUTRAL CARPETING AND PADDING JUST INSTALLED ON 12/20/08!!!
5346 Millfield RoadRosedale, MD 21237MLS #BC6912186CONDOS FOR SALE IN BALTIMORE COUNTY MARYLAND LISTED EXCLUSIVELY BY Michael D. Klijanowicz (Agent with Long and Foster Real Estate, Inc.)OFFERED AT $209,900

DESCRIPTION: BEST PRICED CONDO IN DEVONSHIRE! This Ground Level Condo features: Ceramic Tiled Flooring in Foyer, Kitchen,& Breakfast Room.  Rich Cherry Cabinets, Custom Ceramic Tiled Backsplash, Built-In Microwave, Breakfast Bar, & Stainless Steel Double … (2 comments)

real estate: SINGLE FAMILY HOMES IN FREELAND, BALTIMORE COUNTY, MARYLAND - 20906 Keeney Mill Road - 12/21/08 11:20 PM
Are you looking for a single family home for sale in Freeland, Maryland located in Baltimore County?  If so, take a look at the listing below: 

20906 Keeney Mill RoadMLS #BC6943539BALTIMORE COUNTY, MARYLANDFREELAND, MD (21053)
OFFERED AT $437,500

DESCRIPTION: COUNTRY LIVING AT ITS BEST! This amazing home features: 4 Bedrooms, 3 Full Bathrooms, 2 Fireplaces, New Roof, Oversized Attached 2 Car Garage, Detached Garage/Barn/Workshop with 200 amp electric service and bonus loft area, Hot Tub, Concrete Deck with steps & Concrete Patio, Lily Pond with waterfall, Gorgeous Landscaping, Country Kitchen, Wood Floors, Fully Finished Walkout Level Basement with Custom Media Room & built in projection … (1 comments)

real estate: Mortgage Interest Rates in Harford County, Maryland - Lowest they have been in 37 years - 12/20/08 12:27 PM
Can you believe how low mortgage interest rates in Harford County, Maryland have gotten?  Chances are if you have a loan and are paying 6% or more for your current interest rate, you could probably save a few hundred dollars or more if you decided to refinance.  Mortgage Interest Rates In Harford County, Maryland are lower than they have been since they started tracking them (over 37 years ago according to an article earlier this week from the USA Today's paper).  IF YOU ARE PAYING MORE THAN 6% AND WANT TO SAVE SOME MONEY, GIVE ME A CALL AND I CAN PUT YOU … (0 comments)

real estate: Mortgage Interest Rates in Baltimore County, Maryland - Lowest in 37 years - 12/20/08 12:24 PM
Can you believe how low mortgage interest rates in Baltimore County, Maryland have gotten?  Chances are if you have a loan and are paying 6% or more for your current interest rate, you could probably save a few hundred dollars or more if you decided to refinance.  Mortgage Interest Rates In Baltimore County, Maryland are lower than they have been since they started tracking them (over 37 years ago according to an article earlier this week from the USA Today's paper).  IF YOU ARE PAYING MORE THAN 6% AND WANT TO SAVE SOME MONEY, GIVE ME A CALL AND I CAN … (0 comments)

real estate: ONLY $21.75 - 12/17/08 12:48 PM

That is all it took for me to fill up my car the other day from being on EMPTY with the light on.  How AWESOME IS THAT!  I may be showing my age here, but I can't remember the last time that I could fill up my car for just about $20.00.  I think it was when I was back in high school (I graduated HS in 1996) when it was $1.26 a gallon.  It feels really good to actually be able to pay CASH again at the pump instead of using PLASTIC!  I hope that these prices continue.  The … (3 comments)

real estate: Saying Goodbye to the Home Preview Channel - 12/13/08 11:14 AM
 I am sad to announce that I just received an email from the Home Preview Channel stating that they are no longer going to be available in my area in Maryland.  I was very pleased with what the company offered in terms of letting my listings for my sellers be advertised on the Home Preview Channel on Comcast.  If any of you know of any other kinds of services similar to this that may be available in my area in Maryland, I would love to hear about them. 

I just want all of my clients (and prospective clients) to know … (3 comments)

 
Mike Klijanowicz, Associate Broker @ Cummings & Co. Realtors (Cummings & Co. Realtors)

Mike Klijanowicz

Associate Broker @ Cummings & Co. Realtors

Perry Hall, MD

More about me…

Cummings & Co. Realtors

Address: 9607 Belair Road, Baltimore, MD, 21236

Office: (410) 236-3331

Mobile: (410) 236-3331

This blog is dedicated to providing quality real estate information to ALL consumers and real estate professionals living in the Greater Baltimore and Harford County areas and is often viewed by many others all across the United States. You will see my current market reports for the various communities that I serve, my home listings, and many articles pertaining to both consumers and also those in the real estate industry. PLEASE ENJOY YOUR STAY AND FEEL FREE TO POST A COMMENT AS THEY ARE ALWAYS WELCOMED!

For more information about me please visit MY WEBSITE



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