buying a home in md: BUYING A FIRST HOME IN MARYLAND...A FAIRY TALE
- 09/15/11 04:37 PM
BUYING A FIRST HOME IN MARYLAND...A FAIRY TALE Once upon a time there was a lovely young couple looking for a new home around Baltimore, Maryland. They were about to have a new addition to their family and decided it was time to stop renting and find their forever home They knew where they wanted to live. They found a fairy Godmother to help them in their search. This Godmother wasn't like the ones you find in most fairytales. She didn't drive a coach, but a Lexus; didn't carry a wand, but an IPAD; her dresses didn't sparkle, but almost always wears shades of chocolate instead. (4 comments)
Not too long ago I had a client that didn't listen to my advice. I had asked him to check with me BEFORE making any changes to his credit (buying a big ticket item, closing accounts, paying off collections, anything) since they may affect your credit score negatively. We discussed the items needing updates (paying down balances, etc.). He agreed. We were on track to get him into a home within 30-45 days. A few days later I get the dreaded call..."I don't know if this was a bad idea or (5 comments)
buying a home in md: I think I am ready to buy a home, now what?
- 02/06/11 12:46 PM
I think I am ready to buy a home, now what? Buying a first home (or even a 5th home) can be daunting. I would like to break it down to the basics and provide a simplified home buying process. Please be aware that the complexity of the process can depend on special circumstances including buyer income (self-employed, w-2), assets (liquidity, documentable source of funds, use of grants), home of choice (short sale, foreclosure, rent back, etc., need for repairs), mortgage readiness (credit issues, down payment, employment). Our goal is to educate our buyers and our realtor partners and help the buyer to (0 comments)