brent kluge: FHA 203K - 4th of July Sale ... FREE 203K's!!!
- 07/04/11 02:34 AM
FHA 203K - 4th of July Sale! In honor of the 4th of July, 203k World is going to offer FREE 203K's !! FREE??? How can that be??? Pro Quo's: Must have formal loan application by the end of the month, July 2011. Must have a contract or own a property in Maryland, Washington DC, Virginia, West Virginia, Pennsylvania, New Jersey, Delaware. Must have a loan amount of at least $100,000.00 (purchase price + Repairs). Thats it! :) Zero Lender Fee! I will PAY YOUR 203K Consultant Fee (via a credit at the settlement table). No … (2 comments)
I specialize in these loans... Great product! Easy Steps!
1. Go to www.homepath.com - Find a home you may be interested in??? 2. Call Brent 1st! DON"T CALL THE AGENT ON THE SIGN! - Lets see if you qualify for the mortgage AND get your the PROPER representation.
3. Decide - Submit an offer? Great! Make the offer CONTINGENT on a 10-14 Day Inspection Period (this will allow you to find just what is wrong with the property or maybe what you want to fix!)
If you are doing an FHA 203k Loan and are utilizing the services of a licensed HUD 203k Consultant, you will more than likely need to pay the consultant's fee. Although HUD does not regulate these consultant fee any longer, most still follow the fee schedule listed below:
Some Consultants will require that some or ALL their fee be paid UPFRONT for their services. This is not "wrong" by any stretch, but sometimes when it "stretches" the buyer, it might become an issue. Buyers regularly use … (2 comments)
Attitude is everything!!! If u don't have a positive attitude about yourself, your life and your job then life can be pretty miserable. A good attitude is contagious and the driver to your success and happiness. People like to be around happy people who display a good attitude! On the other hand people don't like being around people that have a bad attitude! These type of people always blame others and woe is me. They are victims of their own attitude. You have a choice of being happy or you have choice of being the … (2 comments)
brent kluge: CHANGE
- 06/14/11 01:22 AM
Our CEO emailed the entire staff this morning about our industry, the challenges we face and all the adjustments we are all going to go through... CHANGE. I found his email to be so profound, I thought I would share it with you. Alan White, CEO, PrimeLending As we approach the future all of our businesses will continue face unparrelled "CHANGE". With Dodd-Frank the regulatory environment will escalate and put more and more demands on us. More and more regulations will be thrown our way and we will all have to be ready to deal with it and continue to perform … (1 comments)
Investment properties or second homes will be $60.00 to record the deed and $115.00 to record the deed of trust.
Subordinations will be $60.00 to record
This is effective in ALL counties.
Just wanted to give everyone the heads up so you can calculate the correct costs on the GFE.
… (1 comments)
brent kluge: Brent Kluge - Client testimonial - Honesty / Integrity / Transparency
- 06/13/11 01:30 AM
Kassell Gause - Client HI BRENT,THIS E-MAIL IS SENT WITH TEARS OF JOY! WOW,YOUR TIME AND LABOR HAS BEEN GRACEFULLY APPREICATED I WILL TELL THE WORLD ABOUT U. ME AND MY FAMILY ARE DELIGHTED 2 HAVE MET A TRUE AND COMPASSIONATE MAN OR AS OF THIS MOMENT,MAY I CALL U (MY FRIEND) WORDS WILL NEVER EXPRESS HOW I AM FEELING AT THE MOMENT OF BECOMING A 1ST TIME HOME BUYER. NOW I DO BELIEVE IN ANGELS THANKS BRENT! THANK U AGAIN! PEACE!
brent kluge: Market Update - Fun things a-brewin ;)
- 06/08/11 12:59 AM
The Fed Chief is currently speaking to the International Monetary Conference in Atlanta, suggesting that accommodative monetary policy is still needed. Talking of a mixed picture economy with slower than expected growth and high unemployment, he seems disappointed as to where we are at this point in time. Negatives mentioned are high fuel and food prices, slumping real estate prices, and continued tightness in the credit markets providing the current economic drag. He also sees a rebound in the second half of the year with inflation staying low. He continues to say that the Fed's primary objective is to foster economic … (0 comments)
Don't Miss Out! Renovation Loan Available - Buy it + Fix it, all in 1 loan! :) Low Down Payment (As low as 3%) No Mortgage Insurance Money to Fix it up and FINANCE IT Settle Fast Seller Contribution UP TO 6% of Closing Costs Home Won't Last - Program Won't Last Call me directly to Qualify for this Amazing Home.
BOA turned loan down ONE day before settlement after 60 days of working with the client.... I personally did a new application, ordered new appraisal and collected all new docs. We settled 8 business days later! :) (we could have settled 2 days sooner if the Condo assoc didn't delay getting us docs). Here is my actual clients testimonial : Dennis Bowers - Client Brent Kluge rescued my mortgage from the jaws of defeat. After suffering through 8 weeks with a major financial institution, two missed closing dates … (2 comments)
brent kluge: FHA 203K - Water in the basement... what do I do?
- 06/01/11 12:16 AM
FHA 203K - Water in the basement... what do I do? Yesterday I had a customer submit to me a Proposal from his contractor showing work to be completed for a "wet" basement. (keep in mind, there was no standing water even after a big rain, just moisture on the block foundation walls) [ sorry friends in the south, I know... you don't have basements]. This 'Proposal' showed detailed work to include, excavating exterior wall, re-tar exterior block wall, install exterior drain tile (fed INTO the house - sump pump... DUMB!), re-parage interior wall, install interior french drains and new sump … (4 comments)
I was in the service for many years before venturing into the mortgage business back in 1995. My son moved around here and there, MANY times and I have to say, this is never easy. It is easy to recognize the sacrafices of the actual veterans... This short story is about the sacrifice a little 2 year old made.
He was born in Ft. Rucker, Alabama, when dad was in Flight School, … (9 comments)
For those homeowners that have a boatload of equity in their home and would like to capture some of it in order to add an addition on their house, the best situation would be a Home Equity Loan or even a conventional cash-out refinance (with no mortgage insurance). But the vast majority of the people in the U.S. today don't have that much equity, especially due to real estate's declining values. What are their options?
FHA 203K Refinance! Appraisal is based … (1 comments)
brent kluge: PrimeLending - Professionalism at it's Finest!
- 05/20/11 04:31 AM
This is an email that came across to ALL PrimeLending Employees from the CEO this morning. I just wanted to share with you what professionalism we have here from the TOP down. Have a great weekend Everyone. ;)
From: Alan White Date: May 20, 2011 7:55:42 AM EDTTo: PCC - All UsersSubject: Who are we? We are company with over 3,000 people spread across 38 states.We are Proud, Professional, and Passionate about our job, about life and the blessings we receive.We are ethical, fair, honest and deal with the utmost integrityWe deal with people of solid character, capacity, and have … (2 comments)
Brent Kluge's 203K & HomePath Renovation Blog
Expert information for you for all your renovation needs focused on FHA 203k and FannieMae HomePath Renovation, HomeStyle and USDA reno.
From planning, to process, to loans, to finding a match with a contractor, Brent Kluge and his team will guide you through the entire process and avoiding the pitfalls along the way.
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