bankruptcy: FHA Loan after Bankruptcy & Foreclosure - 02/21/13 04:41 AM
                       FHA  and  BANKRUPTCY

   













Yes, FHA is available 2 years after Chapter 7 discharge  ( Bankruptcy) EXCEPT that if there is a foreclosure, the rule is 3 years after the foreclosure is complete - meaning generally 3 years from the date of transfer of the deed to the next owner (could be a buyer or the bank if they hold the property).  So people with a foreclosure face a longer wait even if their credit … (36 comments)