usda: Down Payment Help and Options - St. Louis MO - 03/22/16 05:42 AM
How much do I need for Down Payment?    
 
Is There a Zero Down Payment Mortgage?
 
What is the Minimum Down Payment?
 
Do I have to have 20% down payment?
 
 
These are very typical questions regarding down payment that I hear every day as a mortgage loan officer. There is a lot of misunderstanding and lack of knowledge when it comes to mortgage down payment, especially so within the media. For instance, you do not need 20% down payment to purchase a new home.
 
MINIMUM DOWN PAYMENT OPTIONS:
 
There are two great mortgage programs that allow for a ZERO down payment, that's right zip, nada, nothing, etc. … (2 comments)

usda: First Time Home Buyer - Mortgages - Down Payment Assistance - Grants - 06/15/13 07:12 AM
First Time Home Buyer Programs
and Down Payment Assistance for
St. Louis and St. Charles
 
As a Mortgage Loan Officer for nearly 20 years, I have always considered First Time Home Buyers my number one niche. Mostly, I work with home buyers in the St. Louis, St. Charles, Lincoln, Jefferson Counties area but have helped many home buyers all throughout the State of Missouri. My experience with First Time Home Buyers has shown that there are two items that most first timers are concerned with, getting approved and money.
 
MORTGAGE PROGRAMS for First Time Home Buyers
FHA: I start with … (0 comments)

usda: Down Payment Assistance and Help in St. Louis and St. Charles MO - 03/31/13 07:23 AM
Down Payment Assistance
and Help in
St. Charles and St. Louis Mo
 
Down payment assistance and help for new home buyers in the St. Louis and St. Charles Mo area is within your reach. We have all heard the news spewing from the media that getting a mortgage to purchase a new home is difficult plus lenders are requiring huge down payments too. That message is wrong!
True it isn't as easy to qualify for new home as it was before 2008 but down payment requirements have not changed. There are currently 4 heavily utilized home loan programs that … (0 comments)

usda: USDA - Rural Development an Affordable Mortgage Option in Missouri - 12/16/11 04:11 AM
Many home buyers dream of purchasing a home but don't necessarily have the cash on hand to make the hefty 20% down payment required by a conventional home loan. USDA Rural Development mortgages stand alone as the only zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a loan program that offers more favorable terms. In the State of Missouri a USDA Rural Development mortgage is the way to go if you are interested in an economical and obtainable home loan.
In the past many have referred to … (0 comments)

usda: USDA Rural Development Mortgage in Missouri - Buying a new home with Zero Out of Pocket Expense - 10/16/11 08:31 AM

Are you looking to purchase a home in a rural community, but wondering where to begin looking for help with a home mortgage? Good News! The U. S. Department of Agriculture (USDA) has a home loan guarantee program that can help you obtain a home loan mortgage. The USDA Rural Development mortgage program offers to qualified borrowers residential home loans in rural communities. With the help of this mortgage program you can be living in a new home with little or NO MONEY DOWN!

Established in 1949, the USDA Rural Housing Loans program of the US Department of Agriculture … (0 comments)

usda: FHA - Closing Costs and Down Payment Help - St. Charles and St. Louis Mo - 07/22/11 09:24 AM

 
Your money will help you more when it is in your pocket and not the pocket of your mortgage lender. Most home buyers today whether they are first time home buyers or move up buyers are finding it difficult to keep their savings or coming up with the funds to close or for the down payment.
Are you a First Time Home Buyer? Move Up Buyer? Are you looking for a low down payment mortgage program? Do you need the seller of your next new home to pay for closing costs? Are you going to utilize FHA, USDA/Rural Development … (0 comments)

 
Bob Rutledge, FHA 203k - USDA - FHA - Down Payment Assistance (USA Mortgage) Rainmaker large

Bob Rutledge

FHA 203k - USDA - FHA - Down Payment Assistance

Saint Louis, MO

More about me…

USA Mortgage

Address: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Mo, 63141

Office: (314) 628-2218

Mobile: (314) 913-9678

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