real estate expert: Elkhart, Indiana What is NOT Considered a Hardship In A Short Sale
- 10/19/08 01:56 PM
Taking all the equity out of your Elkhart, Indiana home and then trying to sell your home as a Short Sale is not considered a Hardship. It would be hard to prove to the bank that a true Hardship exists when you have spent the equity money. Also if you have a large bank balance they will not accept less than what you owe as the payoff.
Before you consider borrowing against your home's equity talk with an accountant or attorney about the effects it will have.
If you are truely in a difficult situation and cannot continue to make your … (0 comments)
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real estate expert: Elkhart, Indiana, Another Upside Down Short Sale Home Sold!
- 10/15/08 11:34 AM
Home owners in Elkhart, Indiana, take heart! We have successfully sold another home in which the sellers were not only behind on their mortgage payments, but also upside down...How did this happen? Well, the upside down part is because a couple of years ago, when selling and buying homes was easy, a couple bought a home and in todays market it just isn't worth as much as it was then! Life got in the way, a plant closed and the seller no longer had his high income to pay the mortgage, a family member in another state had a life threatening … (0 comments)
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real estate expert: How Does Radon Get Into Your Home in Elkhart, Indiana?
- 10/05/08 11:15 AM
Radon is a radioactive gas. it comes from the natural decay of uranium that is found in nearly all soils, even in Elkhart, Indiana. It typically moves up through the ground to the air above and into your home through cracks and other holes in the foundation. Your home traps radon inside, where it can build up. Any home may have a radon problem. This means new and old homes, well sealed and drafty homes, and homes with or without basements.
Radon from soil gas is the main cause of radon problems. Sometimes radon enters the home through well water. In … (1 comments)
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real estate expert: Elkhart County Indiana Cleveland Township Homes For Sale
- 09/20/08 02:56 AM
In my earlier post Elkhart County, Indiana It's a Beautiful Weekend For House Hunting! I mentioned that we have homes for sale in every Elkhart County Township. I am not going to do a series about the homes that are for sale in each one, not necessarily in alphabetical order!
I searched our local Elkhart County Multiple Listing Service and found 93 homes in Cleveland Township for sale. Prices begin at $47,900 for a 3 bed 2 bath Mfg home with 1404 square feet. A Stick Built home comes in at $64,000 with 2 bed/1 bath home with 1059 square feet. In … (2 comments)
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real estate expert: What does the Mortgage Forgiveness Debt Relief Act Mean to ME When I Sold My Elkhart County Home as a Short Sale?
- 09/14/08 11:53 AM
If you have sold your Elkhart County, Indiana home in a Short Sale any time since December 20, 2007, this important Act could be helpful to you. The Mortgage Forgiveness Debt Relief Act of 2007 does not apply to all forgiven debt or forgiven debt in excess of one million dollars for a married filing seperately.
Are you behind in your Mortgage Payments now? If so, call a REALTOR (r) who is experienced in Short Sales and is working full time. Every day counts as these types of sales are very complex and take longer to process. In Elkhart County, call your … (0 comments)
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real estate expert: Trying To Sell Your Home in Elkhart County, Indiana? Things Have Changed!
- 09/14/08 04:31 AM
Elkhart County, Indiana, like so many other Counties across these great United States of America has had a drop in Real Estate Housing prices. I understand we are above average in the rankings for percentage of drop, but ouch, it still hurts! I am not a home seller, but I sell homes. The traditional Home Selling techniques are outdated, you must have fresh new ideas to gain the attention of those Buyers that are out there. I have read that some Agents are providing full meals, catered yet, for Open Houses! Yet time and again Agents say other Agents just come … (3 comments)
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real estate expert: Elkhart County, Indiana Living It Up Downtown
- 05/11/08 11:59 AM
Elkhart's Main Street will be closed on Friday May 16th from 5 to 8 pm for a Block Party. Come and join Duke Tomatoe for 3 45 minute sets. There will be beer and wine tents so you can party with all your friends. Popcorn, pop, water will also be served and you may purchase t-shirts.
On Saturday May 17th from 11 am until 2 pm you can have breakfast downtown before the tour of business' and apartments. See the historical architecture! Tons of prizes, gift baskets, an iPod Touch, gift certificates and one free class at IUSB-Elkhart will be given … (0 comments)
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real estate expert: Elkhart County, Indiana Quilt Gardens Tour
- 05/11/08 11:50 AM
Imagine 60,000 blooms packed into 12 gigantic gardens and 11 supersized murals all planted in the heart of Northern Indiana's Amish Country. It's Free. It's Fun. It's Fantastic! Viewable from May 23rd to first frost of 2008. For more information, log onto quiltgardenstour.com or call 1-800-373579.
This public announcement is brought to you by your local Elkhart County Real Estate Expert Evelyn Johnston, Prudential One Realty.
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real estate expert: Elkhart County, Indiana History For Kids
- 05/11/08 11:45 AM
Pioneer Life in Indiana Territory Thursday May 15th from 10:30 until noon. Museum tour guide Terry Trimmer will discuss the lives of pioneer familes in Indiana Territory. Experience the hardships, dangers and joys a typical family endured while trying to make a living on the frontier. Advance registration is required by calling 574-848-4322.
This public announcement is brought to you by your local Elkhart County Real Estate Expert Evelyn Johnston with Prudential One Realty.
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real estate expert: Elkhart County, Indiana Free Jazz Concert
- 05/11/08 11:40 AM
The Elkhart County Historical Museum is hosting a FREE Truth-In-Jazz Concert in the auditorium on Sunday May 18th from 2 to 4 pm.
This public announcement was brought to you by your local Elkhart County Real Estate and Certified Short Sale Specialist Expert Evelyn Johnston, Prudential One Realty. She can be reached at 574-304-7148.
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real estate expert: Elkhart County, Indiana, EnviroCorps Water Night Wednesday
- 05/05/08 11:23 PM
Elkhart County, Indiana, EnviroCorps "Pumped Up" is the second of a three-part "The Water Supply, Elkhart and You" series. "Pumped-Up" is at 6 pm Wednesday at North Main Wellfield, 1000 N. Main Street, Elkhart. Elkhart Public Works and Utilities Terry Bunn will discuss local water supply and ways to reduce contamination risks while convserving water. Admission is free. Call Veronica Rog at 574-293-2572 for more information.
This public announcmenty is brought to you by your local Elkhart County Real Estate Expert Evelyn Johnston with Prudential One Reatly, 574-304-7148.
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real estate expert: Elkhart County Indiana Looking for Prom Pictures
- 05/05/08 11:16 PM
Elkhart County, Indiana, newspaper The Truth is looking for pictures of you, all dressed up, before the Prom, during the Prom and even after the Prom. They want to print them in their Share section. Digital imiages only are accepted by email at etruth.com. Don't forget to name the school and provide contact information for the sender and who is pictured.
This public announcement is provided by your local Elkhart County Real Estate Expert Evelyn Johnston with Prudential One Realty. For more information, contact Evelyn at 574-304-7148.
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real estate expert: Elkhart County Indiana, How Important Is A Home Inspection?
- 05/05/08 10:09 PM
Should a buyer get a home inspection for a home they are buying? Should a seller order a home inspection prior to putting the property on the market? There are advantages for both.
Simply put, a home inspection is a visual examination of both the physical structure and major systems of the entire home including: walls, ceilings, floors, decks, exterior covering, the roof, foundation, insulation and ventilation, plumbing, electrical, heating and air conditioning. It is not an appraisal to validate the value of a home, nor a pass/fail exam. A third-party inspector will give a report on the physical condition and suggest … (0 comments)
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real estate expert: Elkhart County Indiana, Avoice These Seller Mistakers
- 05/03/08 11:59 PM
You want to get the best price for your home, plus sell it in the least amount of time. In a buyers' market such as the one Elkhart County is in now, homes will take longer to sell. Therefore, it's important that you make the right moves at the very beginning of your homeselling process to remain competitive. Here are some common traps that many homeowners fall into and how to avoid them.
1. Over-pricing - It's easy to think your home is worth more than the current market may support, particularly after the long run-up in home prices. Since home … (0 comments)
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real estate expert: Elkhart County Indiana, Make Safety An Open House Priority
- 05/03/08 11:48 PM
An open house can be a great marketing tool in Elkhart County, Indiana, but it also means exposing your home and family to countless strangers. Don't assume that every person who visits your home is an earnest, potential homebuyer. It's important to take security seriously. Here are some common security measures that can pull double-duty, keeping you and your family safe while enhancing your home's marketability:
Remove personal items such as family photographs, your children's artwork, calendars that include daily routines and other items that may reveal the names of your family members or everyday life. Removing or packing away these items … (0 comments)
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real estate expert: Preparing Your Elkhart County Home For A Successful Open House
- 05/03/08 03:28 PM
Elkhart County Indiana Buyers are drawn to homes that appeal to their senses. This is important to remember when preparing your home for an Open House. Through sight, sound and smell, buyers should leave your home with a lasting impression. Here are some tips to showcase your home in the best-possible light.
Exterior
Start outside by inspecting the front of your home from across the street. Does it have curb appeal? It should look inviting, with a trimmed lawn and flowerbed and a freshly painted front door. Polish door handles and knockers and replace worn items such as a rusty doorbell. Consider … (0 comments)
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real estate expert: Elkhart County Indiana, Make Sure You Have A Marketing Plan
- 05/03/08 03:00 PM
Only for the rare few sellers, simply placing a "For Sale" yard sign on the front lawn creates a line of traffic filled with potential buyers. If you want buyers to see your Elkhart County, Indiana home, you've got to find them. The key is marketing. To get the most exposure for your home, you should have a marketing plan with clear objectives and specifically outlines the resources that will be used to reach potential buyers.
Each marketing plan should be designed around your property and capitalize on its most desirable features. Therefore, you need to be honest with your local Elkhart … (0 comments)
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real estate expert: Elkhart County Indiana Is Making Sense Out Of Real Estate Lingo
- 05/03/08 02:49 PM
As with all industries in and out of Elkhart County, Indiana, real estate professionals have developed a lingo and acronyms to help them communicate with each other more easily. For the first-time homebuyer (and even some veterans), making sense of property listings can sometimes leave you feeling like you're deciphering the DaVinci Code. If you are having trouble reading the home sales, call your Local Elkhart County Real Estate Expert Evelyn Johnston with Prudential One Reatly.
Let's take a look at a sample real estate listing:
2,500 sf on a c-d-s, 2BR, 2.5BA, CA, spac grt rm w/ wbfp, grmet kit, det … (0 comments)
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real estate expert: Elkhart County Indiana 10 Year Homes vs Nearly Identical a Few Blocks Away Vary in Price By $10,000 - Why?
- 04/30/08 12:47 AM
How can two 10 year homes with the same square footage, nearly identical floor plans and only a few blocks from each other vary in price by more than $10,000?
Forgetting, for a moment, the interior improvements that set one home apart from another, there are exterior factors that influence price. For instance, homes on primary ingress and egress streets (that is, the main streets that lead in and out of a tract) generally appreciate more slowly than those within the tract that are not on primary streets. Primary ingress/egress streets generate more traffic and are less desirable. So they lower … (2 comments)
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real estate expert: Elkhart County Indiana Golf Courses
- 04/27/08 10:24 AM
Elkhart County golf enthusiasts have eight public courses in the county to choose from. Here they are:
Black Squirrel Golf Club - 1017Larimer Drive, Goshen IN 46526 574-533-1828McCormick Creek Golf Course - 1300 N Oakland Avenue, Nappanee In 46550 574-773-2725Old Orchard GC - 24682 CR 16 E, Elkhart, In 46516 574-293-1121Par-More GC - SR 15, New Paris, In 46553 574-831-4434Raber GC - 19396 SR 120 W, Bristol In 46507 574-848-4020Sims Oak Hills GC - 11522 SR 120, Middlebury, In 46540 574-825-5767Spring Meadow Farm GC - 57600 SR 13 S, Middlebury, In 46540 574-825-3422Timber Ridge GC - 12507 CR 44, Millersburg, In 46543 574-642-3252This … (0 comments)
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Taking all the equity out of your Elkhart, Indiana home and then trying to sell your home as a Short Sale is not considered a Hardship. It would be hard to prove to the bank that a true Hardship exists when you have spent the equity money. Also if you have a large bank balance they will not accept less than what you owe as the payoff.
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