fha: How to Buy Real Estate in New Ipswich, NH - Tax Credits for You - 12/13/09 05:15 AM
Buying Real Estate in New Ipswich, New Hampshire
Purchasing a home for the first time can be a very stressful and complicated process. Enlisting the services of experienced real estate related professionals will provide you with the information and advice to make sound decisions.
Buyers often interview mortgage loan officers, Realtors, attorneys, home inspectors, accountants and financial advisers during the process of purchasing a property. 
Information regarding the home buying and selling process, demographics, commuting, school and relocation information can be found by visiting
NEW IPSWICH NH REAL ESTATE
Financing
Most home buyers will obtain a mortgage to purchase their home and there … (0 comments)

fha: Merrimack, NH First-Time Homebuyer Guide - 08/04/09 01:41 PM
Merrimack, New Hampshire Real Estate For Sale - Affordable Homes
Buying a home may be the most important investment an individual or family makes in their lifetime.  It is important to understand the process and to be aware of the industry professionals who can assist you.  The two primary advisers will be Realtors and mortgage lenders.  You must understand how much you can afford and what your budget will allow.  If you are a first-time home buyer, you may qualify for a tax credit($8000 in 2009) and could be eligible for special financing programs.  To take advantage of this program, you … (0 comments)

fha: Praxis Plus Revisited - The Seven Keys to Success in 2009! - 04/21/09 01:08 PM
Praxis Plus - A Sales Process for Succes
The Praxis Plus program focuses on daily, weekly and monthly activities that will lead to transactions.  Regardless of market conditions, the key to success in any market is taking market share.   
The opportunity in 2009 revolves around a shift in strategy to the buying side of the transaction as the NAR projects that 50% of all homes sold will be to first-time home buyers.  Since the traditional real estate business model focuses on the listing side of the transaction you will find less competition and greater success on the buying side.  Here are … (3 comments)

fha: New Hampshire Homebuyer Guide - 02/18/09 12:11 PM
The Home Buying Guide to New Hampshire Real Estate
Buying a home may be the most important investment an individual or family makes in their lifetime.  It is important to understand the process of qualifying , working with a Realtor, finding properties, inspection options and obtaining ownership and possession.  If you are a first-time home buyer, you may qualify for a tax credit ($8000 in 2009) and could be eligible for special financing programs.
Mortgage Financing
Most home buyers borrow the money to purchase property by obtaining a mortgage through a lender.  The lender may be a bank, mortgage banker, credit … (1 comments)

fha: Eavesdropping at a Cafe - 01/03/09 01:05 PM
Great Food, Enlightening Conversation 
I just came back from dinner at a local bistro where in very close quarters you can't help but hear the next table's conversation.  There were two couples, young professionals (late 20's) having a drink while waiting for dinner.  My antennas went up when one young man said to the other couple, "I was called today by my lender to alert us as to the possibility of refinancing our mortgage at 4.75%.  Since we have a 30 year fixed rate at 6.5%, I told him that we would surely be interested."   He went on to say "he told … (5 comments)

fha: The NAR Call To Action - Do You Believe This Represents Our Interests? - 12/16/08 11:53 PM
This recent communication from NAR indicates that 90,000 of our membership have contacted their representatives regarding our association's position on the housing crisis.

Regardless of your political point of view, it is important for all of us to contact our elected officials and articulate our thoughts.  If our industry membership does not respond with opinions, ideas, and positions regarding the crisis, decisions will me made based on the advice and lobbying of others.
Contact your Senators and Congressmen today!
 
(5 comments)

fha: Can You Buy a Home with NO MONEY DOWN? Yes You Can - 11/28/08 03:58 AM
Contrary to what you hear in the press, buying a home with little or no money down is possible. 
 Here"s how:
1.  FHA offers fixed rate mortgages with a 3.5% down payment.  This money CAN BE GIFTED!!  And, if you want to "repay" the gift, the government is offering a $7500 tax credit for homes closed by 6/30/09.
2.  The seller can pay up to 6% of the closing costs.  Verify you "Good Faith Estimate" of closing costs with your FHA lender.

If you feel secure in your job, have a credit score of over 580 and need to better … (0 comments)

fha: First-Time Home Buyer - Your Window of Opportunity - 11/20/08 11:27 AM



First Time Home Buyer $7500 TAX CREDIT 
                EXPIRES June 30, 2009
Saving money for a down payment is one of the major challenges most first time home buyers struggle with in the process of buying a home.  
The Housing and Economic Recovery Act of 2008 provides an opportunity for qualifying buyers to purchase a home with a 3.5% down payment, which can be gifted by a family member, and repaid with a $7500 tax credit.  The tax credit can be claimed on the federal income tax return with qualifying income limits.
The program is for new or … (0 comments)

fha: The President Elect and Consumer Confidence - 11/06/08 09:43 AM
New Hampshire, as is the rest of New England, is on the right side of the election and the results should stimulate more confidence in the marketplace.  We noticed that qualified, motivated buyers moved to the sidelines during the month of October which will be reflected in November and December closings.  During the same time frame interest rates increased substantially which contributed to the market adjustment.
Once consumers realize  "the window of opportunity", with the FHA $7500 tax credit, housing affordability and the great selection of homes and condos, they will enter the market for real values.  We can help them by providing market … (0 comments)

 
Fred Doleac, Real Estate in a Virtual World (Fred Doleac - Bean Group)

Fred Doleac

Real Estate in a Virtual World

Amherst, NH

More about me…

Fred Doleac - Bean Group

Address: 55 Ponemah Rd., Amherst, NH, 03031

Office: 800-450-7784

Mobile: (603) 566-7665

Experience the Future of Real Estate Today - A view of the new real estate economy where the integration of technology, consumer preferences and communication are the critical elements of success. I explore the sales process, training, tools, laws, ethics, motivation of agents, Broker/Owners and consumers.


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