short sale: Vender en Short sale -preguntas y respuestas - 11/21/12 12:56 AM
¿Qué es un Short Sale?
Una Short Sale es un programa de resultados que permite al cliente vender su casa  por menos de la cantidad que se debe al banco o entidad hipotecaria.
¿cuánto tiempo tome un Short Sale? 
Todos los casos son diferentes pero generalmente toma de 2-4 meses.
 
Mas sobre short sales con Betty Garcia
¿Cuanto se demora en optener una oferta del posible comprador?
Tu agente Betty Garcia se encargara de promocionar tu propiedad a traves de diferentes medios, generalmenta ante de un mes tenemos una oferta aceptada. 
Recuerda que al vender tu propiedad en short sale … (0 comments)

short sale: Vender en short sale a traves de HAFA Home Affordable Foreclosure Alternatives - 05/16/12 12:15 PM
Vender en Short Sale "Home Affordable Foreclosure Alternatives" a traves del programa HAFA Una vez que haya solicitado una venta por monto menor a la hipoteca, deberá ponernos al día sobre su situación financiera actual. Como parte del programa "Home Affordable Foreclosure Alternatives", si su lender o prestamista participa en este programa ellos revisaran su información y verificaran si cumple con los requisitos para el programa "Home Affordable Modification" .
Para saber si califica esta es parte de la documentacion que debe presentar 
Solicitud de modificación y declaración jurada de dificultades económicas (RMA) o Declaración jurada de dificultades financieras firmadas
Copia firmada del … (0 comments)

short sale: You may be eligible for HAFA if you meet all of the following criteria - 03/25/12 10:59 AM
You may be eligible for HAFA if you meet all of the following criteria:
You live in the home or have lived there within the last 12 months. You have a documented financial hardship. You have not purchased a new house within the last 12 months. Your first mortgage is less than $729,750. You obtained your mortgage on or before January 1, 2009. You must not have been convicted within the last 10 years of felony larceny, theft, fraud, forgery, money laundering or tax evasion in connection with a mortgage or real estate transaction.
*Eligibility criteria are for guidance only. … (2 comments)

short sale: Miami short sale specialist - 03/22/12 02:39 PM

If you want to sell your house but it’s worth less than the amount remaining on the mortgage, a short sale may allow you to sell your house and settle your mortgage debt.
By completing a short sale rather than allowing your house to go through foreclosure, you avoid eviction and your house will not be sold at a public sale or auction. Plus, depending on your circumstances, you could qualify for financial assistance to help with relocation costs.
The Home Affordable Foreclosure Alternatives (HAFA) program was developed to give homeowners a way to settle their mortgage debt without going … (0 comments)

short sale: Experienced in handling successful short sales. - 03/18/12 01:51 PM
Short Sale could be the best option for you. You list and sell the house for the current fair market value and walk away with no money, but a fresh start. At least, that's what will happen if you list the house with an agent who is experienced in handling successful short sales.
The truth is, your lender can also come back to you for a deficiency in a short sale. It's one of those details that must be negotiated with the asset manager and the lender before you sign the closing papers.
(1 comments)

short sale: Short sale Eligible for $3,000 | miami short sale specialist | agent - 10/31/11 08:24 AM

miami short sale specialist | sale my short sale | list my short sale in Miami
HAFA UPDATE Visit us at Short sale my Property in Miami Under
miami short sale specialist | sale my short sale | list my short sale in Miami
HAFA UPDATE This Supplemental Directive amends HAFA policy as follows and allows servicers to implement such changes immediately:  There are no longer any occupancy requirements for HAFA eligibility;  Section 7.4, Chapter IV of the Handbook which states that the amount of the monthly mortgage payment during the term of the SSA, Alternative RASS … (0 comments)

short sale: Vender un short sale.Que es un short sale - 09/08/08 04:29 PM
El short sale ocurre cuando el banco hipotecario acepta recibir menos cantidad de dinero por la propiedad que la deuda existente en la misma.
Por ejemplo debes por tu casa $350,000 y se hace una venta por $300,000.  
 Generalmente el banco considera este tipo de venta cuando estas atrasado(a) en tus pagos y no tienes forma de continuar pagando.  
Claro esta que lo ideal seria que nadie perdiera su casa, pero el short sale es una alternativa para el vendedor que le permite salir de la deuda de la propiedad sin un foreclosure.  
 Para el banco hipotecario es la oportunidad de … (0 comments)

short sale: Debt forgiven.Short sales - 02/15/08 02:24 PM
Debt forgiven.Short sales
President Bush signed into law today a new measure giving tax breaks to homeowners who have mortgage debt forgiven. Under preexisting law, the debt forgiven by a lender, such as for short sales and refinances, was generally taxable to the borrower as debt discharge income. With the passage of the Mortgage Forgiveness Debt Relief Act of 2007, a taxpayer does not have to pay federal income tax on debt forgiven for a loan secured by a qualified principal residence.This tax break applies to debts discharged from January 1, 2007 to December 31, 2009. Qualified principal residence indebtedness is … (0 comments)

short sale: Que es un short sale? Aqui tienes la respuesta - 02/10/08 04:21 AM
Debido a la gran cantidad de personas que nos han preguntado por el tema  voy a tratar de explicarles lo que es un short sale.
 Por ejemplo: Una persona que compro su propiedad y tiene una deuda con el banco de $ 300,0000 pero cuando decide venderla se encuentra con que su propiedad vale $260,000 ademas de comenzar a tener problemas para hacer sus pagos .Tienes la posibilidad de convencer al banco que le permita vender su casa por menos de el monto de la deuda y tambien puede considerar la cantidad de la venta como pago total.  Esto se conoce como un Short Sale … (0 comments)

short sale: Que es un short sale? - 01/24/08 01:59 AM
Que es un short sale?
En al gunos momentos en que existe dificultad financiera algunos de los duenos de propiedad se encuentran con la dificultad de que su propiedad vale menos de lo que deben por ella.Esto es una gran oportunidad para los compradores.
La compania de Mortgage, lender o entidad financiera con la cual el dueno de la propiedad tiene la deuda va a conciderar algunos de los siguientes factores para realizar la venta
List your home for sale today Free Home Values Tips for sale your property Short sale specialist List my short sale 1.Analizar que el vendedor de la propiedad … (0 comments)

short sale: Short Sales - 01/02/08 05:31 PM
A real estate agent can help you negotiate with Your Mortgage Lender to Work out favorable Short Sales Terms
Your mortgage company will consider several factors before approving a short sale. And, ultimately, the decision to approve the sale is completely up to them, so you and your realtor will want to be as cooperative as possible. Short sales often take longer to implement than a standard home purchase, so you'll also need to be patient.
The mortgage lender will want to know the circumstances that caused you to fall behind on your mortgage payments and what your future financial prospects for repayment may … (0 comments)

 
Betty Garcia Doral-Miami Realtor® (786) 229-3636, Miami-Doral-Kendall- Coral Gables(786) 229-3636 (17thRealty.com Miami Dade & Broward)

Betty Garcia Doral-Miami Realtor® (786) 229-3636

Miami-Doral-Kendall- Coral Gables(786) 229-3636

Doral, FL

More about me…

17thRealty.com Miami Dade & Broward

Mobile: (786) 229-3636

Miami Short sale,foreclosure, properties for sale.Tips for buyers and sallers.Real estate service in Doral, kendall South Miami, Miami Beach.Refinance and reverse mortgages.Rental properties in South Florida


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