wi home buying: Preapproval without verification???
- 03/02/10 01:42 PM
Today two loan officers from a local bank visited my office. They came in to talk about their loan products and the different loan programs that they have available. They also excitedly showed us their online preapproval application system. A home buyer can go onto their website, fill out the online application form, have their credit run and receive a preapproval letter to print off, as long as credit checks out. We were even told that the entire application is run through the underwriters. They then proudly handed each of us a sample copy of what the preapproval letter would look … (7 comments)
wi home buying: Why I Focus on Marshfield Area First Time Home Buyers
- 02/28/10 09:49 AM
I have been in real estate for almost 4 years, and one thing that I have learned is how much I really enjoy the opportunity to work with home buyers, especially those that are buying their first home. When preparing my business plan for 2010, I decided that I was going to only work with buyers. This is a decision that I did not come to lightly, as there is not one other agent in my market that does so, and everyone here believes the old phrase, "He who holds the listings holds the business." I have been advised by people … (6 comments)
wi home buying: The Home Buying Process: An Overview
- 02/04/10 08:55 AM
You know you want to buy a home. Now what? It's a question most first time home buyers find themselves asking. Knowing what steps there are to get you from wanting to buy a home to owning a home will give you comfort and confidence. The following is an overview of the home buying process. •1) Find a lender: This will be the first thing that you want to do. You will want to talk with a lender about the various financing options available and get preapproved. When talking with your lender, be sure that you are honest about your finances … (4 comments)
wi home buying: Buyer Beware! Know Who “Your” Agent Actually Works For!
- 01/30/10 04:35 PM
You are so excited! After careful thought and number crunching, you have decided that now is the right time for you to purchase a home. You visit your local bank, crunch some more numbers and get preapproved for a mortgage. Next you head home to look online and start previewing homes that fit within your price range. You find a few that appeal to you, but now what? Before you make a call to an agent, you need to understand the different roles real estate agents can play in the home buying process. There are agents that work for the seller … (9 comments)
Today two loan officers from a local bank visited my office. They came in to talk about their loan products and the different loan programs that they have available. They also excitedly showed us their online preapproval application system. A home buyer can go onto their website, fill out the online application form, have their credit run and receive a preapproval letter to print off, as long as credit checks out. We were even told that the entire application is run through the underwriters. They then proudly handed each of us a sample copy of what the preapproval letter would look … (7 comments)
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