Real Estate in Bloomington Normal is in a state of flux, just as most markets across the country. There is so much conflicting information out there; Is an appraisal for refinancing the same as market value? Is an assessment the same as market value? Can we add the $30,000 we spent on a pool to our market value? Is our market value the same as our neighbor's? There are so many questions and seemingly just as many answers. Market value takes into account many things and most importantly is very time sensitive. (Any valuations more than 6 months old are (0 comments)