Fort Lauderdale home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Fort Lauderdale Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive than a conventional mortgage loan product. Some highlights of the Fort Lauderdale Florida FHA loan program include:
Minimal Down Payment and Closing costs.
- Down payment less than 3% of Sales Price Gifts are allowed
- Seller can credit up to 6% of sales price towards closing and prepaid costs.
- 100% Financing available
- No reserves required.
- FHA regulated closing costs.
Easier Credit Qualifying Guidelines such as:
- No minimum FICO score or credit score requirements.
- FHA will allow a home purchase 1 year after a Bankruptcy.
- FHA will allow a home purchase 2 years after a Foreclosure.
To take advantage of the FHA program in Fort Lauderdale Florida, give us a call 1-800-570-0448 or use our quick application to find out more about the many FL mortgage programs we can make available. Or Apply now for a Fort Lauderdale FL FHA home loan.
What is good Fort Lauderdale customer service?
It's All About Your Fort Lauderdale home loan!
- Good service on your Fort Lauderdale home loan begins with respect. We'll ask the right questions and listen so that we understand your short and long term financial objectives before we ever recommend a particular mortgage program.
- Successful Fort Lauderdale mortgage service means being able to demonstrate the long-term costs of different mortgages and spell out the advantages and drawbacks in plain English. Whether you are a seasoned Investor seeking a Florida 100% financing loan in St. Petersburg, or a first time home buyer looking for the security of a government insured FHA mortgage in Fort Lauderdale we will spell out the options and their full costs clearly.
- Good mortgage service means being responsive and available. Some Fort Lauderdale mortgage businesses make you wade through a complex voice mail system or negotiate a multi-department maze to get answers on your Fort Lauderdale home loan financing. Not 1st Continental Fort Lauderdale Mortgage. From application to closing, you will have a single dedicated point of contact for your Fort Lauderdale mortgage. No excuses, just answers.
- You can expect your Fort Lauderdale mortgage professional to be meticulous at the beginning. Once he or she has asked the right questions and we have identified the best Florida mortgage program, your loan officer will help you gather the documentation to create a well-presented and complete loan application. We take the same care whether it is a simple 30k home equity line of credit for renovations in Hudson or a Florida Jumbo mortgage for an estate home in West Palm Beach.
- Your 1st Continental Fort Lauderdale Mortgage loan officer will be proactive. Applying for a home loan and starting the journey to the closing table can be an anxious time. We will keep you in the loop as we work to assure that your Fort Lauderdale mortgage loan closes as promised with no surprises. Expect prompt answers and frequent updates as your loan moves from application to approval to funded and closed.
Your Hollywood Florida home mortgage is the key to a stable financial future. For most of us, it's very likely to be a large line item in our monthly budget for as long as we keep our home. As the premier mortgage business in Fort Lauderdale , you can count on our understanding just how important your loan is. You may only shop for a Florida mortgage three or four times in a lifetime. The qualified, experienced loan officers at 1st Continental Mortgage spend their full working days doing nothing but Fort Lauderdale Florida mortgages for clients statewide.
When you decide to apply for a Fort Lauderdale FL home loan through 1st Continental Mortgage, you're dealing with experienced full-time Fort Lauderdale FL mortgage lending professionals who know Fort Lauderdale FL real estate. We offer a huge assortment of Fort Lauderdale FL mortgage programs built around Florida home buyers and homeowners.
Whether you're buying a first Fort Lauderdale FL home using our great Fort Lauderdale FL FHA mortgage program or refinancing a home you already own using traditional Florida mortgage financing, nothing helps more than having a seasoned Fort Lauderdale Florida mortgage lender working hard to make your dreams a reality.
As a well established and seasoned Fort Lauderdale Florida mortgage business, 1st Continental Mortgage and our employees are far from being the new kids on the Fort Lauderdale FL home loan block. Established in 1997, 1st Continental Mortgage has delivered low Fort Lauderdale FL mortgage rates, great terms, and on time real estate closing to Fort Lauderdale Florida mortgage clients for a decade. Why not give us a call today or use our convenient quick application to see what we can accomplish together!
Superior Fort Lauderdale FL Home Loan Solutions
"As first time Fort Lauderdale FL Home Buyers, we were not sure what to expect from a Fort Lauderdale FL mortgage company. Tom and 1st Continental Fort Lauderdale Mortgage made applying and getting pre-approved for our FHA loan simple. Tom was very thorough in explaining our loan options and staying in touch with us from start to finish. We're happy to recommend him to anyone needing a home loan."
Janice - Fort Lauderdale FL
"I needed to refinance my Fort Lauderdale home right away to stop Foreclosure. Tom at 1st Continental Mortgage provided excellent service and extremely fast turnaround for my Fort Lauderdale refinance. Tom saved my home and I simply can't thank him enough!"
David - Fort Lauderdale Florida
"Our bank wouldn't finance the Fort Lauderdale FL manufactured home we wanted, but Tom at 1st Continental mortgage matched us with a very affordable Fort Lauderdale FHA loan. It was nice dealing with a Florida lender that actually made getting the loan a pleasant experience. Thank you Tom! We had almost given up on buying that country home!"
Dianna & Michael - Fort Lauderdale
Many people go directly to their local bank when it's time to get a Florida mortgage. They don't think too much about it: a mortgage is a mortgage, right? In fact, the fees charged, skill, and relevant experience of Fort Lauderdale loan officers differs dramatically.
But, equally important, heading right for the local bank or credit union could be a costly mistake! Why? The fact is, it may limit you to only the loans offered by them.
As a Fort Lauderdale Mortgage Lender, 1st Continental Fort Lauderdale Mortgage can readily act as Fort Lauderdale mortgage broker and match you with the best Florida mortgage financing programs from hundreds of lenders. We are an independent mortgage lender and beyond our own offerings, we can shop the pick of many Florida lenders for the best rates and terms for your Fort Lauderdale mortgage financing in Fort Lauderdale or any of the other Florida cities that we serve. Further, unlike the local bank or credit union, we don't close up shop at 4:30. We have the dedication to personal client service that many big banks proclaim but fail to deliver.
We are a Fort Lauderdale Mortgage Business with a Serious Commitment to Customer Service!
Every Fort Lauderdale mortgage lender's website promises that they provide outstanding customer service, but few of them ever bother to tell you specifically what that promise means.