Cherry Hill, NJ Homes for Sale
So you are ready to buy a home for the first time. So many first time home buyers often do not know where to start. Sure its easy to go online and search Cherry Hill, NJ Homes for Sale . Or if you want to search beyond Cherry Hill Twp., view all South Jersey homes for sale. It's all at your fingertips. While its fun to search, its very important to set yourself up to accomplish your goal of home ownership.
Often overlooked is the importance of becoming pre-approved but as important is keeping your credit score as high as possible. Many buyers are surprised to see what a difference a credit score can make. Not only can it affect what programs you are eligible for but it can affect the interest rate, amount of money you need to put down on the property and your closing costs. A simple exercise of reviewing your credit and maintaining a higher score can save you thousands of dollars and even be the difference between approval for a mortgage and having to wait until you can get approved.
You can easily go online and retrieve a free credit report. Whether Experian, Trans Union or Equifax, you can get a great sense of where you stand credit wise. Your loan officer will just as easily be able to pull your report, review it and recommend ways to increase your score or at the very least maintain it should it be favorable. Your loan officer can paint a real clear picture of what you may need to accomplish credit wise to get the best rate possible while providing you with a sense of clarity through a mortgage pre-approval letter for which your Realtor can use to reinforce your eventual offer on a property.
If you wish to delve further into your credit to establish yourself as the strongest Buyer possible and wish to strategize further, please do not hesitate to call or email. I have met with a number of first time home buyers in December and they already are lining themselves up for home ownership in 2011 by taking the appropriate steps.
To secure a time, please contact me or visit Cherry Hill, NJ Homes for Sale to register at YourRegistrationTools.
Not ready to meet just yet but have questions? Contact me at Cherry Hill, NJ Homes for Sale and and take advantage of all the free information. Access Neighborhood School Reports, Buyer and Seller information and more. Again, its all here and all free.
Next time we will talk about agent relationships and what you can expect and what you should demand out of your representation through a Realtor.
Regards,
Alan Orman
Sales Representative
Weichert, Realtors
856-364-3682
856-751-7378 ext 133
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