DO YOU OWE TOO MUCH ON YOUR HOME BUT HAVE TO SELL IT?
HAVE YOU EVER HEARD OF A SHORT SALE?
Mike Klijanowicz is an experienced Short Sale Real Estate agent servicing local Baltimore County and Harford County community areas. If you are in a situation where you are contemplating selling your Baltimore County or Harford County home going through a short sale or know anyone else who is in that situation, Mike wants you to know that he is here as a FREE resource for you and your referrals! Simply CONTACT MIKE TODAY to set up your FREE NO Obligation short sale seller consultation to discuss all of your short sale options in person in the convenience of your own home! Mike will be happy to answer any of your questions or concerns about your short sale real transaction.
WHAT IS A SHORT SALE AND WHAT ARE THE STEPS INVOLVED?
When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due of the mortgage that is owed on a property. Although all lenders have varying requirements and may demand that a borrower submit a wide array of documentation, the following steps will give you a good idea of what you can expect (FOR A MORE DETAILED LIST VISIT MY WEBSITE AND CLICK ON THE SHORT SALE INFORMATION LINK):
- Call the Lender and follow every instruction that they give you! (I can help you with this)
- Submit a Letter of Authorization to your lender! (I can help you with this)
- Complete a Preliminary Net Closing Statement for your lender! (I can help you with this)
- Prepare and Submit Your Hardship Letter for your lender! (I can help you with this)
- Provide Documentation of your Proof of Income and Assets for your lender! (I can help you with this)
- Provide Documenation of your Bank Statements for your lender! (I can help you with this)
- Provide a CMA Report of recently SOLD properties for your lender! (I can help you with this)
- Provide a copy of the Listing Agreement & Purchase Agreement for your lender! (I can help you with this)
HOW CAN YOU HIRE A REAL ESTATE AGENT IF YOU CAN'T PAY THEM?
Most lenders understand that if you are going through a short sale transaction you will obviously not have enough money to pay the real estate agents involved and most of the time the lender agrees to pay ALL of the real estate agents commissions who are involved with the transaction including the buyers agent too! All of the agents involved in the transaction will sign an agreement stating that they understand they are taking a risk with their commissions, because in the end it is up to the banks and/or 3rd parties to decide how much they will pay the agents.
IMPORTANT NOTICE Long and Foster Real Estate, Inc. is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.
FOR MORE DETAILED INFORMATION ABOUT THE SHORT SALE SELLING AND BUYING PROCESS VISIT MIKES SHORT SALE INFORMATION PAGE ON HIS WEBSITE AT:
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz
Top Office Individual Producer
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
As the TOP OFFICE INDIVIDUAL PRODUCER for listings (home sellers) as well as sales (home buyers) at his office in the Perry Hall and White Marsh area of Baltimore County, Mike is committed to exploring the latest and greatest uses of technology for the benefit of ALL of his clients. Mike understands the complexities and difficulties that can and often arise as part of going through the residential real estate transaction process. Due to his local market knowledge, experience, and confidence, Mike knows exactly what it takes to successfully navigate through even the toughest of situations. This helps ALL of his clients rest assured that they enjoy a STRESS & WORRY FREE HOME BUYING/SELLING TRANSACTION EVERY TIME!
FOR MORE INFORMATION ABOUT MICHAEL D. KLIJANOWICZ OR TO SCHEDULE A 100% FREE IN PERSON CONSULTATION SET UP AT A TIME CONVENIENT FOR YOU, CALL MICHAEL TODAY AT 410-236-3331 OR VISIT HIS SITE WWW.ISELLMDHOMES.COM
© Copyright 2011 By Michael D. Klijanowicz, All Rights Reserved*
Comments(0)