RI Flood Plain Towns - RI Hurricane Impact

Real Estate Agent with RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate

RI Flood Plain Towns - RI Hurricane Impact. We are coastal, ocean front andWickford RI -RI real estate on a calm day waterfront in Rhode Island - that is part of the allure of this incredible state when out of state buyers step into it - they don't want to leave.  Oh no, they want to buy a piece of coastal RI real estate and who could blame them.

 I am a Rhode Islander and desire the same!  Yet with the miles of exposed coastline we have in RI it bares our coastal towns to potential flooding- especially in the towns of Westerly, Block Island, Charlestown, Narragansett, South Kingstown and Barrington.  These RI flood plain towns have the most areas of flood plains than any other communities in RI.  This all depends upon the storm surge which is expected to be at least 10 feet +  above what we are use to along coastal RI.  This is due to the impact of the storm hitting at high tide and the lunar phase.

But even in North Kingstown we have areas that will be in great distress so please be on the alert list that you can sign up for here.  Also, Rhode Island Emergency Management has this map that based upon the Hurricane level (1,2, 3) of how the flooding will occur in all southern RI.

The moratorium on getting flood insurance is in place so what you have for insurance at the present time will remain as such throughout this Hurricane Irene.  As I have written about in other posts on flood plains and flood insurance...know where you live and adequately protect your property for the hurricanes and flood damage at hand. 

If you have a mortgage on your property, it is almost guaranteed that your lender requires flood plain insurance on your property at least to cover the mortgage.  But is that enough?  Not if you have devastating damage and your insurance coverage only takes care of the mortgage!  If you have not pulled your policy out yet, it better be now for Hurricane Irene is calling us as it heads up to our RI coastline. 

It is a hard lesson to learn and not be protected flood wise - it may be too late for this one.  I am just waiting on it right now....
RI Flood Plain Towns - RI Hurricane. Impact.


Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the RI geographic area of homes for sale, schools, happenings, important tidbits of information and businesses well.  Also, as North Kingstown short sale agents, she and her team helps clients navigate successfully the rough short sale waters throughout RI.  Waterfront, water view, ocean front, luxury and coastal RI homes are her specialty, so call Ginny for your buying and selling home needs.  When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849.

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This blog © and its contents is original to Ginny Lacey Gorman

the RI waterfront Realtor of Choice


Ginny L. Gorman, a purveyor of Fine RI Waterfront Real Estate   

Specializing in waterfront, ocean front, vacation, coastal and luxury homes for sale in North Kingstown, South Kingstown, Narragansett, Jamestown, Charlestown, East Greenwich, Exeter, West Greenwich RI and beyond ...  I sell dreams!  Because there is no place like home...the RI Real Estate Agent in the Sparkly Red Shoes.


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Scott Fogleman
New Home Team 804-573-9592 - Richmond, VA
New Home Team

wish you the best of luck!

Aug 26, 2011 11:23 PM #1
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

Good morning, Ginny....be safe through this......it would be wise for homeowners to have a conversation with their insurance agent about a variety of riders including earthquake insurance.....I just added that to both houses that I own....

Aug 26, 2011 11:34 PM #2
Ginny Gorman
RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate - North Kingstown, RI
Homes for Sale in North Kingstown RI and beyond

Scott, I have to say this will be an unusual event for RI homeowners who haven't seen a hurricane like Irene since '38 & most of us weren't alive then...i'm hoping my coastal home survives the wind force..

Barbara, that is another great suggestion...it is mandatory for my insurance company to require a hurricane rider due to the nearness to the shore for me...everyone should prepare in strategic ways ...best

Aug 26, 2011 11:41 PM #3
Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

I really do hope this storm loses a lot of energy before reaching all of us.  Maybe it will go east.

Aug 26, 2011 11:46 PM #4
Anita Clark
ColdwellBanker SSK Realtors ~ 478.960.8055 - Warner Robins, GA
Realtor - Homes for Sale in Warner Robins GA

Stay safe Ginny...hopefully much of the storm will have dissipated when it reaches your area later today.


Aug 27, 2011 12:00 AM #5
Michael Thornton
RadnorLake Video - Nashville, TN
Nashville Area - Photography & Videography

Good morning, Ginny. The allure is also the demise. Having lived in FL for many years, I loved the beaches, hated hurricanes...

Aug 27, 2011 12:06 AM #6
Marcie Sandalow
Marcie Sandalow, Compass 301.758.4894 - Bethesda, MD
Bethesda Chevy Chase DC real estate

Hey Ginny- Good luck with the storm.  Crazy, huh!  This is great information for your RI community. 

Aug 27, 2011 04:15 AM #7
Ginny Gorman
RI Real Estate Services ~ 401-529-7849~ RI Waterfront Real Estate - North Kingstown, RI
Homes for Sale in North Kingstown RI and beyond

Deb, unfortunately it looks like it is on target for us..be safe..

Anita, I'll be up early & probably won't sleep with the winds...

Michael, it has been 20 years for us here since we had the last hurricane so everyone is nervous for sure....

Marcie, thanks for the good thoughts...we were way overdue..

Aug 27, 2011 12:13 PM #8
Scott Hayes
(512) 786-8300 - Austin, TX
Realty Austin, Broker Associate



I'm glad your inland. My wife says you guys will get some power lines and trees down, but other than that, you hopefully won't get hit too much.

Aug 27, 2011 12:36 PM #9
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Ginny Gorman

Homes for Sale in North Kingstown RI and beyond
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