USDA Loans Pleasant Hill

Mortgage and Lending with Leader One Financial 164545

USDA Loans Pleasant Hill

USDA loans are great for borrowers who are looking for an affordable, zero-interest loan in a rural or small community. This can include a small country town, rural area, or even an area outlining a large metropolitan area.

There are several attractive features of USDA loans, with the primary one being that USDA loans require zero interest down. Borrowers can apply for a 30-year loan that is 100% of the home's value. Mortgage insurance isn't an issue either.

USDA loans are issued by the government and created to open the opportunity for home ownership among many people who would otherwise not be able to get into a home. They're often called Rural Development loans. Often times smaller areas don't have the same resources as larger areas for loan options, and conventional loans are more difficult to secure. USDA loans open the opportunity for home ownership to a wider group of people. Minor credit problems may be waived, and the qualifications to apply are less stringent than traditional conventional loans.

Encourage any clients purchasing property in a smaller, rural area to look into a USDA loan. Qualifications (as set by the US Government) include:

    •    Must be age 18 years of age, or older
    •    Be a US citizen, US Non Citizen National or have a qualified Alien status
    •    The property purchased must be occupied as the primary residence.
    •    Only one house in the area may be owned and purchased with a USDA loan.
    •    A conventional loan (requiring 20% down) must not be applicable nor available.

I have years of experience with USDA loans and would love to help you and your clients learn more about them, and determine if this is an option for their mortgage loan.


USDA Loans Pleasant Hill


Check out our website:

Read Our Blog:

'Like' our fanpage:

learn more with our youtube videos:

Posted by

Darren Copeland | Home Loans | Lee's Summit MODarren Copeland, Vice President LeaderOne Financial

4967-B NE Goodview Circle, Lees Summit, MO 64064

(816) 268-4025

KC Loan Tips & Midwest VA Loans


KC Loan Tips FanpageKC Loan Tips YouTube Channel  Leader One Financial's Google+  KC Loan Tips Twitter   Darren Copeland Linkedin   


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Mortgage / Finance
mortgage insurance
home loans
rural home loans
usda home loans
usda loans
usda loans pleasant hill
usda loans missouri
usda loans ks

Spam prevention
Show All Comments
Jose Siojo Santos
Achievers Realty Group - South San Francisco, CA
Jose Siojo Santos Team - REO/Bank Owned and Short Sale Specialist

What does USDA loans mean? United States ____ _____  Thanks.

Aug 30, 2011 04:20 AM #1
Darren Copeland
Leader One Financial - Lee's Summit, MO
Darren Copeland

Hey Jose, it's United States Department of Agriculture; they're part of the rural housing development initiatives.

Sep 02, 2011 02:27 AM #2
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Darren Copeland

Darren Copeland
Get Started Today!

Additional Information