Janna Rankin Scharf, GRI, CLHMS, SFR
Short Selling can be a good option to
avoid foreclosure in Coeur d'Alene, Idaho
Feeling as if you are about to lose your home to foreclosure, with nothing you can do about it, is a devastating experience. Unfortunately it's one that thousands of homeowners encounter every single day in the current housing market. If you have found yourself in this situation, I CAN HELP YOU!
My name is Janna Scharf, and I'm a Certified Short Sale and Foreclosure Resource Specialist. I've successfully helped many homeowners avoid foreclosure and save their credit by obtaining their lender's permission to sell their property for less than the amount owed on the mortgage. The agent you hire ABSOLUTELY makes a difference in your odds of a successful outcome, and my success rating for my clients is 100%!
Among other benefits, a short sale has far less impact on your credit rating than a foreclosure. I’ve succeeded in getting my client’s lenders to agree to forgive the difference between the amount due on the loan and the property's short sale price. Most likely you can walk away from the transaction debt-free! And since your lender will usually cover ALL closing costs and fees, a short sale likely won't cost you a dime.
You don't have to lose your home to foreclosure, and you do not have to go through this alone. I will explain the process, negotiate with your lender on your behalf, find a buyer for your home, and be there for you through the entire short sale process from start to finish. There is no downside for you as a Seller to attempt to short sell your home if you are facing possible foreclosure. It is the way to bring about the best possible outcome in a truly unfortunate situation. At the end of the day there is peace that comes with knowing you did everything within your power to do.
Please give me a call or email me today. I would love to visit with you in complete confidence, answer your questions and give you the info you need to decide if short selling is a the right option for you.
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