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It’s a sign of the times!

Real Estate Agent with BHHS SL3094094

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled. 

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll.  Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty.  And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Christy Ruschel

Realtor, CDPE, SFR
(850)461-3575 Direct
Christy@WelcomeEmeraldCoast.com Email


All calls and emails are 100% Confidential. Free Consult and I will never ask you to pay me directly. If upon a successful transaction my payment will be provided by your lender.


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Your Friend in Real Estate
Christy Ruschel
Naples - Bonita Springs – Estero
239.450.4977 Direct

239.449.2772 Efax
CRuschel@JohnRWood.com Email

John R Wood Properties – 1185 Immokalee Rd STE 300 Naples, Florida 34110


Andrew Capelli
Troy, MI

Christy: Sad, but true.  You are very right that it is better to deal with mortgage issues sooner than later.  I've found that lenders become increasingly unhelpful the longer a homeowner puts off contacting them.  Good luck- Thanks for sharing!

May 03, 2012 12:19 AM
Christy Ruschel
BHHS - Bonita Springs, FL
Bonita Springs - Estero - Naples - Ft. Myers

Good Morning Andrew,

Thank you for replying to my blog. Please feel free to send this to anyone in your data base that may have someone in Walton County Florida that could use my help. As it says at the bottom this is 100% Confidential and I do not ask the distressed property owner to pay me ever! My income comes if I can help them and then it comes from the final proceeds of the sale of the property. I have references from over the years that can be provided...

May 03, 2012 12:25 AM