UPDATE: View current Illinois USDA Rural Housing Income Limits
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Effective 1-22-2013, USDA has updated their database to reflect 2013 Illinois USDA Rural Housing income limits. 9 out of 102 counties have increased income limits in 2013.
Look over the table below to get an idea of the eligible areas in Illinois. The second column, “Counties with Ineligible Portions” is crucial. Some counties only have CERTAIN SECTIONS that do not qualify for USDA financing. This could mean that a nice home located 10 or 15 miles from the center of town could be in an eligible area.
| State | Eligible counties | Counties with ineligible portions | Total number of counties |
| Illinois | 99 | 21 | 102 |
In the table below, every county in IL is listed with updated 2013 income limits and county eligibility. Rows highlighted in yellow have increased income limits over last years. Rows highlighted in red are counties that are 100% completely ineligible.
| Illinois County | 1-4 Person Household | 5-8 Person Household | County Eligibility |
| Adams | $74,750 | $98,650 | Partially Eligible |
| Alexander | $74,750 | $98,650 | 100% Eligible |
| Bond | $74,750 | $98,650 | 100% Eligible |
| Boone | $74,750 | $98,650 | Partially Eligible |
| Brown | $74,750 | $98,650 | 100% Eligible |
| Bureau | $74,750 | $98,650 | 100% Eligible |
| Calhoun | $80,950 | $106,850 | 100% Eligible |
| Carroll | $74,750 | $98,650 | 100% Eligible |
| Cass | $74,750 | $98,650 | 100% Eligible |
| Champaign | $82,100 | $108,350 | Partially Eligible |
| Christian | $74,750 | $98,650 | 100% Eligible |
| Clark | $74,750 | $98,650 | 100% Eligible |
| Clay | $74,750 | $98,650 | 100% Eligible |
| Clinton | $80,950 | $106,850 | 100% Eligible |
| Coles | $74,750 | $98,650 | 100% Eligible |
| Cook | Completely Ineligible | ||
| Crawford | $74,750 | $98,650 | 100% Eligible |
| Cumberland | $74,750 | $98,650 | 100% Eligible |
| De Witt | $74,750 | $98,650 | 100% Eligible |
| Dekalb | $86,250 | $113,850 | Partially Eligible |
| Douglas | $74,750 | $98,650 | 100% Eligible |
| Dupage | Completely Ineligible | ||
| Edgar | $74,750 | $98,650 | 100% Eligible |
| Edwards | $74,750 | $98,650 | 100% Eligible |
| Effingham | $74,950 | $98,950 | 100% Eligible |
| Fayette | $74,750 | $98,650 | 100% Eligible |
| Ford | $82,100 | $108,350 | 100% Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Fulton | $74,750 | $98,650 | 100% Eligible |
| Gallatin | $74,750 | $98,650 | 100% Eligible |
| Greene | $74,750 | $98,650 | 100% Eligible |
| Grundy | $91,650 | $121,000 | Partially Eligible |
| Hamilton | $74,750 | $98,650 | 100% Eligible |
| Hancock | $74,750 | $98,650 | 100% Eligible |
| Hardin | $74,750 | $98,650 | 100% Eligible |
| Henderson | $74,750 | $98,650 | 100% Eligible |
| Henry | $74,750 | $98,650 | 100% Eligible |
| Iroquois | $74,750 | $98,650 | 100% Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jasper | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | 100% Eligible |
| Jersey | $80,950 | $106,850 | 100% Eligible |
| Jo Daviess | $75,100 | $99,150 | 100% Eligible |
| Johnson | $74,750 | $98,650 | 100% Eligible |
| Kane | $87,200 | $115,100 | Partially Eligible |
| Kankakee | $75,100 | $99,150 | Partially Eligible |
| Kendall | $93,450 | $123,350 | Partially Eligible |
| Knox | $74,750 | $98,650 | Partially Eligible |
| La Salle | $75,900 | $100,200 | 100% Eligible |
| Lake | Completely Ineligible | ||
| Lawrence | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | 100% Eligible |
| Livingston | $74,750 | $98,650 | 100% Eligible |
| Logan | $77,250 | $101,950 | 100% Eligible |
| Macon | $74,750 | $98,650 | Partially Eligible |
| Macoupin | $74,750 | $98,650 | 100% Eligible |
| Madison | $80,950 | $106,850 | Partially Eligible |
| Marion | $74,750 | $98,650 | 100% Eligible |
| Marshall | $79,500 | $104,950 | 100% Eligible |
| Mason | $74,750 | $98,650 | 100% Eligible |
| Massac | $74,750 | $98,650 | 100% Eligible |
| Mcdonough | $74,750 | $98,650 | 100% Eligible |
| Mchenry | $87,200 | $115,100 | Partially Eligible |
| McLean | 92,600 | 122,250 | Partially Eligible |
| Menard | $80,500 | $106,250 | 100% Eligible |
| Mercer | $74,750 | $98,650 | 100% Eligible |
| Monroe | $80,950 | $106,850 | 100% Eligible |
| Montgomery | $74,750 | $98,650 | 100% Eligible |
| Morgan | $74,750 | $98,650 | 100% Eligible |
| Moultrie | $74,750 | $98,650 | 100% Eligible |
| Ogle | $79,800 | $105,350 | 100% Eligible |
| Peoria | $79,500 | $104,950 | Partially Eligible |
| Perry | $74,750 | $98,650 | 100% Eligible |
| Piatt | $82,100 | $108,350 | 100% Eligible |
| Pike | $74,750 | $98,650 | 100% Eligible |
| Pope | $74,750 | $98,650 | 100% Eligible |
| Pulaski | $74,750 | $98,650 | 100% Eligible |
| Putnam | $84,150 | $111,100 | 100% Eligible |
| Randolph | $74,750 | $98,650 | 100% Eligible |
| Richland | $74,750 | $98,650 | 100% Eligible |
| Rock Island | $74,750 | $98,650 | Partially Eligible |
| Saline | $74,750 | $98,650 | 100% Eligible |
| Sangamon | $80,500 | $106,250 | Partially Eligible |
| Schuyler | $74,750 | $98,650 | 100% Eligible |
| Scott | $74,750 | $98,650 | 100% Eligible |
| Shelby | $74,750 | $98,650 | 100% Eligible |
| St. Clair | $80,950 | $106,850 | Partially Eligible |
| Stark | $79,500 | $104,950 | 100% Eligible |
| Stephenson | $74,750 | $98,650 | 100% Eligible |
| Tazewell | $79,500 | $104,950 | Partially Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Vermilion | $74,750 | $98,650 | Partially Eligible |
| Wabash | $74,750 | $98,650 | 100% Eligible |
| Warren | $74,750 | $98,650 | 100% Eligible |
| Washington | $78,400 | $103,500 | 100% Eligible |
| Wayne | $74,750 | $98,650 | 100% Eligible |
| White | $74,750 | $98,650 | 100% Eligible |
| Whiteside | $74,750 | $98,650 | 100% Eligible |
| Will | $87,200 | $115,100 | Partially Eligible |
| Williamson | $74,750 | $98,650 | 100% Eligible |
| Winnebago | $74,750 | $98,650 | Partially Eligible |
| Woodford | $79,500 | $104,950 | 100% Eligible |
Visit our USDA rural housing page for additional information on the USDA program or to see if you qualify, contact us or apply online!
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