Kansas City Area USDA Loans

Mortgage and Lending with Leader One Financial 164545

The USDA Home Loan program can be a great choice for your Kansas City Area home buying needs.


Here are some of the features of the Kansas City Area USDA Loans program:


  • Zero down payment
  • 100% financing is available. The loan can even be structured so that you have no out of pocket expense, no closing costs due at closing!
  • Low interest rates compared to other loan programs
  • Kansas City Area USDA Loans Rates
  • Monthly mortgage insurance is very low compared to other programs- just .4% of the loan amount per year as of July 2013.


Call for details 816-268-4025! Kansas City Area USDA Loan Eligibility So you may be wondering Do I qualify? Here are a few basic qualifying standards and will help you determine your USDA Home Loan Eligibility in the Kansas City area:


  • 640 Min Credit Score
  • Owner-occupied properties only.
  • You must check to see if the home is in a USDA eligible area. Check the home by visiting the USDA website. Visit this site and plug in your address or town: USDA Location Eligibility Website


If you are in an eligible area, the home qualifies to use a USDA loan to purchase your new home!


  • Income limits apply.


When calculating the qualifying household income, there are credits that can be applied for child care and dependents under 18 years old,


Call us at 816-268-4025 to see if you fall under the limits. When looking for a lender it's very important to find a lender who provides USDA home loan programs. USDA mortgage can be complicated, so in-house underwriting and funding is critical when making sure you meet your contract deadlines. LeaderOne is an in-house USDA lender.


For more information on getting Kansas City Area USDA Loans, please contact Darren Copeland, NMLS #164545 at 816-268-4025, KCLoanTips.com.




*** Agricultural properties do not qualify for Kansas City Area USDA Loans. Owner-occupied rural housing only.

Posted by

Darren Copeland | Home Loans | Lee's Summit MODarren Copeland, Vice President LeaderOne Financial

4967-B NE Goodview Circle, Lees Summit, MO 64064

(816) 268-4025

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Comments (1)

Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

Thank you for the information on the USDA loans.  I am sure the buyers in the area will be pleased to know.

Sep 10, 2013 12:55 AM