Special offer

Complete Credit Repair only $1,499.00 by Credit Restoration Consultants

By
Services for Real Estate Pros with Credit Restoration Consultants

Experts are talking recession and families are wondering how to protect their financial security.  With the foreclosure epidemic, unemployment at an all time high, and Congress scrambling to bail out the financial industry, many consumers are experiencing severe stress as it relates to their economic stability and general well being.  Although gasoline prices have fallen into the low $2.30 range, the economy is struggling with food prices and professional services that have increased at alarming rates.  As a result, many families have scaled back on their spending to include only the necessities.

In an ever worsening economy your good name and reputation within the community is becoming more important.  Creditors have tightened their guidelines effectively barring millions of Americans from borrowing money.  Even those with excellent credit are experiencing reduced credit limits and closed equity lines.  Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar.  Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit.  Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score.  In more instances than not, a consumer will be denied if they maintain a credit score lower than 720.

The terms credit repair, credit restoration and/or credit rehabilitation are somewhat synomous.  Those with bad credit cannot afford to ignore the potential benefits of credit repair.  In today's society, credit repair is more important than ever.  Approximately 78% of credit profiles contain some sort of error or omission materially impacting credit worthiness.  As such, one would be wise to at least explore retaining a reputable credit service organization in the restoration of their own good name and reputation within the community.  With that said, Credit Restoration Consultants may be that credit service organization.

Credit Restoration Consultants is a credit service organization specializing in the restoration of consumer credit worthiness as well as identity theft.  We assist consumers in achieving a favorable financial credit profile. Everything we do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained within your consumer credit profile.

Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, and the Fair and Accurate Credit Transactions Act, Credit Restoration Consultants will assist a consumer in the submission of disputes electronically, verbally and in writing to the Equifax, Experian and Trans Union consumer reporting agencies in addition to creditors, collection agencies, third-party record providers and state/federal/private regulatory authorities.  Keep in mind that anything Credit Restoration Consultants can do - you can do yourself.  Where Credit Restoration Consultants has the edge is the fact that we possess the education, knowledge and a source proven method which yields results.

Unlike most credit service organizations that submit the same written dispute letters monthly, Credit Restoration Consultants has devised a strategy whereby disputes are submitted electronically, verbally and in writing over a six month period to the credit reporting agencies, creditors, collectors, and third-party record providers reporting negative, inaccurate, obsolete and/or erroneous information.  Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, the Fair and Accurate Credit Transactions Act, in addition to laws applicable to a particular state, Credit Restoration Consultants has obtained thousands of deletions and updates for its clients.  Credit Restoration Consultants can help remove erroneous and/or inaccurate judgments, liens, bankruptcies, student loans, inquiries, derogatory tradelines, personal identifiers and more!  While the credit restoration process can take anywhere from 30 days to six months, most clients see dramatic results in 45-60 days.

Credit repair, credit restoration and/or credit rehabilitation is as legal as pleading "not guilty" in a court of law.  With that said, one must understand that as a credit service organization Credit Restoration Consultants is not a law firm and that none of its employees is an attorney licensed to practice law in the state of Florida.  As such, Credit Restoration Consultants cannot provide legal advice nor represent any individual before any court or in any legal proceeding.  In the event that legal representation is required, Credit Restoration Consultants may provide an appropriate attorney referral for consultation.

Still not convinced as to the benefit of utilizing Credit Restoration Consultants in the restoration of your good name and reputation within the community?  You should tune into the Credit Restoration Consultants Hour with credit repair expert Bill Lewis.  Bill can be heard weekday's on the 9's - both 9:00 a.m. and 9:00 p.m. eastern time - on AM 1470 WWNN in south Florida. For those listening online, streaming audio can be accessed at www.wwnnradio.com/  by clicking on the listen live link.

For more information on Credit Restoration Consultants or to discuss the $1,499.00 Internet special, please contact us at (954) 581-5050 or online at www.talkaboutcredit.com

Angelia Garcia
Pure Realtors - Dallas, TX

I am working with a loan officer that says he knows and talks to an attorney that will do credit repair.  The way the attorney works this is by putting liens on the debts that are to be removed.  If I understood it correctly.  So once it is removed and the third party decides to put it back on or sell it, they will get fined.  I guess that prevents the debt from being put back on.  Does this sound familiar?

Dec 16, 2008 06:20 AM
William E. Lewis, Jr.
William E. Lewis, Jr. & Associates - Vero Beach, FL
Bill Lewis - Vero Beach, Florida

I don't understand, Angelia.  If the debts are to be removed as stated, why would a third party want to place them back on the consumer credit profile?  It sounds like the loan officer you are working with has no clue as to the credit restoration process.  Maybe they should stick with the loan process and allow a professional to perform credit repair.  As for the attorney, the "lien" process seems completely illegal to me.  Maybe he can explain how this is done and under what law he is able to place a lien upon a valid debt against his client.

You may remember a news story about three years ago in Kentucky whereby state inmates were placing "liens" against judges and prosecutors involved in their respective cases.  The county recorder will accept any document for filing no matter the document or what it states.  Said filings basically were entitled "Lien" and filed against a specific name.  These liens placed a cloud upon the good name and reputation of the individuals recorded against.  Thereafter, these judges and prosecutors had a very hard time clearing their name and reputation.  The only thing that changed for the inmates was the scenary - they are now federal inmates convicted of mail fraud and various other offenses.

The point I am trying to make is do not believe the scam.  Ask for proof of how this is done.  Legitimate debts must be dealt with.  No credit repair agency can legally "lien" a creditor for a just debt owed.  The credit restoration process can work with skilled assistance.  In my opinion, neither your loan officer or attorney have a clue as to the state and federal laws relating to consumer protection and the credit repair process.  When in doubt, Angelia - back out.  Your friend is nothing but a scam.

Dec 16, 2008 07:06 AM