If you are renting a home, please get Renter's insurance.

If you are renting a house or apartment, the lease may specify that you should carry renter's insurance.

Whether the lease mentions it or not, please remember that the landlord's insurance does not cover your possessions.

It is not too expensive to have renter's insurance to cover your personal possessions.

First make a list of all the expensive items you have in the house and its cost and then talk to an insurance agent. Do not forget your computer , jewelry and furniture. It is a good idea to take pictures of the items and keep receipts if you have them.

Read your lease carefully .

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