Explore Hollister, CA

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – Many people mistakenly think a short sale is adversarial. "I will fight that banker and convince him to let me short sale and walk away from the upside down debt," they think to themselves. That is not how short sales actually work. Most negotiations are not adversarial. In fact, m...
Hollister CA – You might think it is an embarrassment to sell your home as a short sale. "My friends will laugh at me when they realize I owe more on my house than it's worth," some people think. The reality is that many Americans are in your same position. In fact, some experts think that over o...
Hollister CA – Short sales have a reputation for taking a long time, but they can drag on even longer if the paperwork isn't submitted to the lender in a timely manner. When the Stop Foreclosure Institute first started doing short sales, it was hesitant to submit anything to the lender until it h...
Hollister CA – A few years ago most agents didn’t understand short sales. They didn’t want to get involved in them because of the extra work required. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Short sales take two to three times as much work....
Hollister CA – Many homeowners think they have lots of time. "We'll put out home up for sale in a few months. I know the bank is working to foreclose on it, but we can wait," they say to themselves. In order to have a successful short sale, your agent will need time to submit everything to the l...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – Here is a case study of homeowners who wiped out $101,279 in upside-down debt and built a brand new home at the peak of the market. Click here to discover how other sellers successfully executed a short sale and avoided foreclosure. They were forced to sell for job relocation a fe...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 2
Hollister CA – No one wants a deficiency on a short sale. It’s not your fault the housing market crashed. In fact, some people say the banks and Wall Street are what caused the crash. Get my Free, Step By Step Loan Modification Guide by clicking here. Here are four ways you can reduce the defici...
Hollister CA – Most people short selling their homes do not want to repay the deficiency. And in most cases, the lender allows them to walk away with no deficiency. But that is not always the case. Some banks are very pushy when it comes to the deficiency and won’t approve the short sale unless ...
Hollister CA –We had a question about FHA short sales yesterday. We did some research on FHA short sales as a result, and we stumbled upon something interesting. We have a list of all of the things FHA considers legitimate hardships for a short sale. Click here to view the actual list from FHA. ...
Hollister CA – The Stop Foreclosure Institute recently received a question from Tonia about short sales. Apparently Tonia has been misled by her lender. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is Tonia's question about short sales. "I've been trying to sell my ho...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – Some sellers think that if they sell their house for more money, they are less likely to have a deficiency. Let me explain why that is not true. Get my Free, Step By Step Loan Modification Guide by clicking here. Another realtor recently told us about a short sale in which she was...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – The Stop Foreclosure Institute recently received an email from a recent short sale seller. We had helped him short sale his house. Get my Free, Step By Step Loan Modification Guide by clicking here. Here is his email. "Hi, I hope all is well. I am getting back to you on my credit s...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – If you have a foreclosure or short sale on your credit report, it will lower your credit score quickly. In the near term, the decrease will be much more than it will be a few months down the road when it starts to inch its way back up. Get my Free, Step By Step Loan Modification Gu...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – The next step in your path to an improved credit score is to do what they say on the shampoo bottles: Rinse and Repeat. Get my Free, Step By Step Loan Modification Guide by clicking here. In the Rinse and Repeat phase, you just keep working their system. Here’s what I mean: You se...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – The next step in your credit repair process is a very important one. This is the time where you check the results of your efforts so far. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit bureaus have now sent you their results, including a new credit r...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 1
Hollister CA – The next step in the process of getting a cleaned up credit report is the one that takes the least effort but the most patience: WAITING. You’ve done your part to get the ball rolling, and now the credit reporting companies have to do their part. Get my Free, Step By Step Loan Modi...
Hollister CA – I mentioned in the last note that you’ll need to keep a file of records about your credit restoration process. This is an important part of the process, and it deserves a bit more than a brief mention. Get my Free, Step By Step Loan Modification Guide by clicking here. The credit r...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department. The goal is to get your letter read, taken seriously, and responded to. Get my Free, Step By St...
Hollister CA – The next step in going over your credit reports is to really rank the items being reported about you to find ones that are the most negative. Rank the negative items with the MOST negative ones given the lowest ranking. Get my Free, Step By Step Loan Modification Guide by clicking ...

By Israel Gonzalez, CDPE
(Beale Properties)
Comments 0
Hollister CA – Once you have gotten your credit report, the next step in the process of restoring your credit score is to go over it with a critical eye. Analyze what the report says. Get my Free, Step By Step Loan Modification Guide by clicking here. Put aside any emotion that looking at the rep...

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