The Friendly Neighborhood Mortgage Guy's Blog

  2009: The year of the rollercoaster!   Wow! 2009 has been one of the most challenging and rewarding years of my 10 year career as a Mortgage Originator. As a company, a division and an individual we met many challenges head on and came out better for it. We did not shy away, we stuck it out and...

  Mortgage rates have been steadily climbing, from a low of 4.5% around November 27, 2009 to above 5% on December 22, 2009.  For the past two months I've been warning that this will eventually happen. It's not because the economy is recovering; it isn't recovering.  The reason mortgage rates will...

  What A Year! We are one week away from the end of an extraordinary year. The financial crisis peaked during the fourth quarter of 2008 and the economic consequences were absolutely devastating. For one, we are digging out from a long and deep recession. Witness the fact that the economy lost 2....