Eric 's Blog-Your Neighborhood Lender

An odd combination but well worth the wait. Green Beans rolled up in seared bacon-yum. This has been a hit and can be quite versatile during the holidays or company gatherings. GREEN BEAN ROLL-UPS 1 Can Green Beans 1 16 oz package bacon 1 small bottle french dressing Open green beans and drain. N...

While driving in this morning I saw  "A Parents Life Is a Child's Guidebook" on the billboard for a local church. With the holiday season upon us I thought what a timely topic. Personally, while growing up I never gave much thought to what my mother sacrificed for us.  She basically stayed at ho...

A Christmas MeMe-oh my (ARE You IMMUNE?) Yet another MeMe. Okay, here's what you're supposed to do, and try not to be a SCROOGE!!! Change all the answers so that they apply to you.   1. Wrapping paper or gift bags?      This depends on how tired I am. 2. Real tree or Artificial?   Artificial, the...

 Look in the mirror!  Now, What do you see?            Whether you want to admit it or not you can even see it in your child's face!  2008 can and most definitely will be one for the record books. We have had Gas prices at all time highs Layoffs Bank failures Stock Market rollercoaster rides Auto...

Thursday, November 20, 2008 Come out and help celebrate sports rivalry at its best in Alabama from 11:00 am to 2:30 pm  Watch as Waynes Environmental as Team Auburn cooks off against Trussville Utilities as Team Alabama. The event supports two great causes--T.E.A.M. and VOCAL or Victims Of Crime ...

I really did not want to do this but a comrade in Tennessee got me this morning. I am just learning about this concept but you can read all about his here. And this all started at MY FUNNY DAD, HARRY. The concept is quite simple. Here is how it works. 1. Grab the nearest book.2. Open the book to ...

Breaking News courtesy of Al.com Updated: Birmingham sues mortgage lenders, cites predatory practices. As they say---it can only happen here, in America, and unfortunately Birmingham, Alabama. Taken from above Birmingham is suing Regions Bank, Wells Fargo, Countrywide Bank and others, contending ...

I am personally liable. Again, I am personally liable as a loan officer. It used to be that one screwed up, they may or may not have been caught, either quit or got fired, and then moved onto the next company or even country, with their same old ways, and leaving the company holding the bag. GONE...

We all run into them---the dreaded unique property. This is One that Only One in a Million Loves and Will Ever Buy. I basically ask some brief questions upon getting started with potential clients and figure out what may work best for them in their situation.  Signs that realtors and loan officer...

Today's potential new home owner's often have obstacles to financing "homes in need of repair". As guidelines have tightened underwriters review everything. An option for foreclosed homes and for people looking to refinance is the FHA Limited Repair Streamline 203K Program. This program allows fo...