oakley foreclosure avoidance: Oakley Short Sales: Why Is Everyone So Negative About The Housing Market? - 06/18/11 07:13 AM
Oakley CA - The tax credit expired and everyone turned negative on the housing marketing.One so called expert said we could see headlines about the real estate market crashing again. Another said that the housing market is going to continue it's decline for another years or two.He referenced an article that showed that mortgage applications dropped by 9.5 percent the first week after the tax credit expired.Get my Free, Step By Step Loan Modification Guide by clicking here.I don't want to apply for the job of "Amateur Economist." Here are a few examples I found of actual economists getting their predictions … (0 comments)

oakley foreclosure avoidance: Why Oakley Short Sales with 3 or more mortgages are difficult - 06/18/11 06:49 AM
Oakley CA – Are you looking to buy a short sale?
Before you make an offer, you need to check and see how many mortgages are on the home. A short sale with only one mortgage is not that difficult. Even an inexperienced agent can often get these approved and sold.
Get my Free, Step By Step Loan Modification Guide by clicking here.
A short sale with 2 loans becomes much more difficult.
You now have to lenders that have to agree with each other. However, an experienced short sale agent can get the two lenders to agree with each … (1 comments)

oakley foreclosure avoidance: Oakley Short Sales: Will My Lender Set The Price For My Home? - 06/18/11 06:42 AM

Oakley CA - The Stop foreclosure Institute recently received a question from Steve about short sales. Here was Steve's Question."I am interested in a short sale. I just have a few questions about how the process works. Does my lender set the price for the property. And, will that price include the realtor fee? Sincerely, Steve." Get my Free, Step By Step Loan Modification Guide by clicking here.Here was our answer. Steve, in most cases the lender will not set the asking price for your home. In most cases, the lender does not get involved until after we have an … (0 comments)

oakley foreclosure avoidance: Three Ways The Big Banks Could Stabilize Housing Prices And Increase Their Profits At The Same Time - 06/17/11 09:09 AM
<a href="http://www.gainesvilleshortsaleblog.com/wp-content/uploads/2011/06/bank-fail-web.jpg"><img class="alignright size-medium wp-image-1958" title="bank-fail-web" src="http://www.gainesvilleshortsaleblog.com/wp-content/uploads/2011/06/bank-fail-web-300x224.jpg" alt="" width="300" height="224" /></a>Oakley CA - Many Americans are concerned about the housing market. If they housing market continues to decline, then it could drag the entire economy with it. At least that's what some economists are saying.We want to be part of the solution, not part of the problem. So, we decided to propose a solution<strong>Here Are 3 Ways The Big Banks Could Stabilize Housing Prices And Increase Their Profits At The Same Time. </strong><a href="http://stopforeclosureoakley.info/loan-modification-secrets.html">Get my Free, Step By Step Loan Modification Guide by clicking here.</a><strong>#1: Approve more Loan Modifications. </strong>Every loan … (0 comments)

oakley foreclosure avoidance: I Want To Buy Another Home Right After A Oakley Short Sale - 06/17/11 08:42 AM
 
 
Oakley CA - The biggest advantage a short sale has over a foreclosure is that you can buy your next home much sooner. Get my Free, Step By Step Loan Modification Guide by clicking here.Here was our answer to Dan's Question. Under current lending guidelines, you can buy another home in 3 years after a short sale. After a foreclosure you have to wait 5-7 years in most cases.(FHA's current guidelines state that you can get an FHA loan immediately after a short sale, provided that you never missed a payment. If you were in default at the time … (0 comments)

oakley foreclosure avoidance: Oakley Short Sales: Is My Hardship Legitimate For A Short Sale? - 06/16/11 09:44 AM
 
 
Oakley CA - The Stop Foreclosure Institute recently received a question from Dan.
Here was Dan’s Question. "I recently purchased another home and tried to sell my former home. It isn’t selling and I can’t afford to make both payments. The home won’t rent for even 1/2 of the mortgage payment. An agent told me the house is worth about $50K under the mortgage amount.
Is it realistic for me to try the short sale? The only hardship created was when I decided to move to a larger home for family. Dan."
Get my Free, Step By Step Loan … (2 comments)

oakley foreclosure avoidance: Another Common Oakley Short Sale Myth: The Foreclosure Process Goes So Fast That I Don’t Have Time To Short Sale - 06/15/11 08:14 PM
                         
Another Common Oakley Short Sale Myth: The Foreclosure Process Goes So Fast That I Don't Have Time To Short Sale
Oakley CA – The Stop foreclosure Institute recently received a question from Susan about short sales.
Here was Susan’s Question. “My home is scheduled to be going on the courthouse steps in about 2 months. I had thought about short selling, but a friend told me I wouldn’t have enough time to do it. Because of that I didn’t pursue a short sale earlier.
Recently I decided to look into it further. It looks like a good option compared … (1 comments)

oakley foreclosure avoidance: How A Oakley Short Sale Helps Preserve Neighborhood Values - 06/15/11 07:14 PM
How A Oakley Short Sale Helps Preserve Neighborhood Values
Oakley CA - Yes, short sales actually help preserve home values in a neighborhood. Here is why.Most people short sell their home while they are still living in the home. They are maintaining the home, mowing the yard, keeping the air conditioning on, etc. Most bank owned properties are empty for 3-6 months, if not longer. No one maintains the home during that time period. Empty homes are easy targets for vandalism and thieves. Get my Free, Step By Step Loan Modification Guide by clicking here.The grass and yard get overgrown. Pools … (0 comments)

oakley foreclosure avoidance: Oakley Short Sales: Bank won’t allow my seller to avoid short sale process - 06/06/11 12:52 PM
Oakley CA – The Stop Foreclosure Institute recently received a question from another agent. Apparently they were being mislead on a short sale by a large national lender. Here is the question we received: “Do you have a number to contact Fannie Mae? The bank (Large National Bank) will not allow the seller to not do a short sale and agree to repay the loss on a promissory note. She said that she has to talk to the investor which is Fannie Mae. My sellers just wants to sell and move on with their life. Janet.” Get my Free, Step By … (0 comments)

oakley foreclosure avoidance: Oakley Short Sales: Why Should I Short Sale? - 06/05/11 05:01 PM
Oakley CA - We often get asked if a short sale is even worth the effort. "Why don't I just let the bank have the property", sellers tell us. "I don't ever think I'll be able to fix my credit to be able to buy another house." Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. When you are having a tough time financially, it may seem like you will never get back on your feet. But, most people do get back on their feet. They find another job and start making money again. Their … (1 comments)

 
Adrienne M. Smith, I Turn Challenges into Opportunities (Elite Realty Services)

Adrienne M. Smith

I Turn Challenges into Opportunities

Oakley, CA

More about me…

Elite Realty Services

Address: 41 Sand Creek Road Ste. C, Brentwood, CA, 94514

Mobile: 925-276-2126

Office: 925-513-8800

Get on board the Real Estate Blog Bus and Enjoy the Ride! We will cover everything Real Estate. Just consider this your Real Estate Bus Ride to the Real Estate Smorgasbord. You will devour tasty Real Estate Information and you won't ever leave unsatisfied! The Real Estate at this smorgasbord will include everything from discussion about Sales, Purchases, Foreclosures, Loan Modifications, Short Sales and much more. More important you will get an insight as to what's going on from Main Street to Wall Street and beyond and its affect on Real Estate local, nationally and internationally. Now that you have a taste of what to expect from the Real Estate Smorgasbord, we hope you get on the bus and head on over often to fill your self up with a variety of Real Estate Information and News


Links

Archives

RSS 2.0 Feed for this blog