hutchinson kansas: How to Save Thousands of Dollars on Your Mortgage Tips Series
- 01/09/08 09:25 AM
Here is a good example based on the scenario of an average family. If you are an average family of four making $50,000 a year, let us assume that you are saving annually at the same rate as most Americans. This rate of savings as reported by our government is about 4% of your income every year. This would mean that you are putting $2000.00 in the bank every year for future purposes. This comes out to around $167.00 a month. Right now you are probably receiving less than 1% Annual Percentage Rate (APR) on your passbook savings. Why not take … (0 comments)
hutchinson kansas: Hutchinson Kansas Real Estate Tip Seires - Conclusion
- 01/08/08 02:08 AM
Let's Get Together Soon Buying your first home can be one of the most exciting times of your life or it can be a nightmare. I hope that I have demonstrated throughout this series of messages that I understand what it takes to make the process simple and hassle free. I stand ready to help make your dream a reality. Give a call, drop me an e-mail or visit my Hutchinson Kansas Real Estate Site today … (0 comments)
It is important to make sure the closing goes smoothly. There are a lot of people that will be involved in the transaction of buying your house. Any one of these people could possibly make the difference between closing on time or even cosing at all.
Here is a list of who these might include.
Mortgage brokerLoan processorRealtorSellerHome inspectorPest and dry rot inspectorAppraiserHandymanTitle officerInsurance agent The list could be smaller but you can see there are a lot of people involved in the purchase of a home. Picking the right people when purchasing your … (0 comments)
Looking at New Construction If you are thinking about new construction, it pays to have me along as your real estate professional. Most reputable builders are happy to work with agents, and when it comes time to looking at a builder contract, you'll be glad you have representation. If you're thinking of looking at new construction, reply to this message or call before you do. I'm confident that I can save you time and money! For more information please visit my Hutchinson Kansas Real Estate Website … (1 comments)
hutchinson kansas: Hutchinson Kansas Real Estate Tips - How Much Home Do I Qualify For?
- 01/06/08 03:52 AM
Income. Debt. Down Payment. Closing Costs. Two Years Income Tax Returns. Assets. Liabilities. IRAs. You want WHAT? Just what can I afford? Buying a home in today’s marketplace is a bit intimidating, and your new home purchase is likely to be one of the most important decisions you’ve ever had to make. Usually it’s one of the single most valuable assets you’ll own.
Where to Start Before you invest hundreds of hours searching, to avoid any heartbreak, if you find yourself unable to qualify for your dream home, sit down with a lender. Your lender can perform a simple … (1 comments)
hutchinson kansas: What Else Does A Real Estate Professional do for You?
- 01/06/08 03:41 AM
Besides helping you find the house you are looking for, a good buyers agent will be instrumental in helping you negotiate a fair purchase price and will be excellent at managing all the details of the closing process.
The real work comes in helping you to negotiate the best offer for the property and then keeping on top of the loan process as well as coordinating the title company with the lender, your insurance company and the seller or seller’s Realtor.
Let’s look at the process that occurs after the offer is accepted.
Once the offer is accepted … (0 comments)
hutchinson kansas: How to Find the Right Professional to Help You Get the Home You Desire.
- 01/06/08 02:13 AM
When you are new to the home buying process it can seem a little daunting at first. There are many questions that arise. How does the whole process work? Where is the best neighborhood to buy property? How do I find the professionals I need to help me through the entire process? People want to know what they should look for in a Realtor and why they should even use a Realtor when looking for home of their own.
First of all it is easy to find houses all over the internet. So why not just do searches yourself … (0 comments)
In addition to choosing a type of loan, you must also consider which lender to use. Once again, several factors of a loan will influence your decision.
Annual Percentage Rate (APR)-This most likely is the best way to make an "apples-to-apples" comparison of lenders. The APR reflects the cost of credit on a yearly rate and includes any points and fees in addition to the interest rate.
Interest Rate-Find out the rate the lender will commit and how long the lender will guarantee it. Get … (0 comments)
hutchinson kansas: Hutchinson Kansas Real Estate Market Report For 2007
- 01/04/08 03:50 AM
Hutchinson, KS 67502 Here are the sales numbers primarily for the Hutchinson Kansas real estate market. Last year I reported that total real estate sales increased about 1.2% over 2005. For 2007, the residential sales in Hutchinson (only) volume dropped 3.1%. However in the outlying cities and towns that we service also, volume dropped by 10.2%. Most of this volume drop occurred in the second half of 2007(sub-prime mortgage meltdown). The average sales price in Hutchinson for 2006 was $102,000 but that increased to $110,000 in 2007. Although Hutchinson residential sales dropped 3.1%, commercial sales actually increased by 21% Multifamily sales increased by 16%. After crunching all … (0 comments)
hutchinson kansas: Hutchinson Kansas Real Estate Tips Series From Brian Rodgers - Tip # 3
- 01/03/08 03:47 AM
Don’t Be Pushed Into Any House Your agent should show you everything available that meets your requirements. Don’t make a decision on a house until you feel that you’ve seen enough to pick the best one. Go to the Multiple Listing computer with your agent to make sure that you are getting a COMPLETE list of homes for sale and not just the home that the agent "wants" to show you. In the late 1990’s, homes were selling quickly, usually a few days after listing. In that kind of market, agents advised their clients to make an offer ON THE SPOT … (0 comments)
The majority of people moving into retirement these days aren’t content to sit on the front porch and watch the world go by. They intend to stay as much a part of it as they can be, even moving to get closer. Second homes are selling fast and furious as the Baby Boomers head into their golden years, and it might surprise some to find that the quiet, serene homes of the past just aren’t it for the new generation of seniors moving in. With an eye toward investments, Boomers … (0 comments)
This blog is a semi-daily blog written by long time top agent and co-founder of BusyAgentPro.com Brian Rodgers. Brian is probably most well known for having sold 318 homes in a single year with just one assistant by leveraging time, people and systems.
Here is a good example based on the scenario of an average family. If you are an average family of four making $50,000 a year, let us assume that you are saving annually at the same rate as most Americans. This rate of savings as reported by our government is about 4% of your income every year. This would mean that you are putting $2000.00 in the bank every year for future purposes. This comes out to around $167.00 a month. Right now you are probably receiving less than 1% Annual Percentage Rate (APR) on your passbook savings. Why not take … (0 comments)
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