RECENT BLOG POSTS
Like a proverbial yo-yo, the FHA loan limits have once again changed direction.  The National Association of Realtors has been working in Washington DC to help the Federal Government structure the American Recovery and Reinvestment Act of 2009. As a result of its passage, today HUD published chan...
02/25/2009
Since the foreclosure market tends to drive the current housing market here in San Diego and Chula Vista, accurate information is key to udnerstanding what to expect in the coming months. Here are some of the key facts that I noticed in a recent report by Foreclosure Radar- a wonderful service to...
02/23/2009
Okay, so the market here in San diego, specifically Chula Vista and Bonita, is absolutely cranking!  Two-thirds of the inventory are short sale properties, but the stuff that is selling is selling fast, above list price, and with multiple offers. There is nothing more heartbreaking (or maybe ther...
02/18/2009
When:  Saturday, March 14, 2009 at 8:00am. Where: Montevalle Park in Rolling Hills Ranch Entry fee: $15 per participant Each Participant Receives: Bib number Race day t-short Medal Goodie Bag Entrance into a drawing (must be present to win)   Now I admit it, I am completely new to the world of sc...
02/06/2009
I really enjoyed this blog post from a few days ago.  Jennifer Lee in Boca Raton, although 3000 miles away, really has some great ideas. Please do not take this next comment to be insensitive to those who have lost jobs, homes, etc.  My favorite- look at paragraph 5- what about a tax credit to t...
02/06/2009
I found this interesting article today and thought that everyone should know about it.  I think it will come as quite a shock when peole start looking at their FICO scores this year, especially borrowers whose lowered scores may wreak havoc on their ability to obtain loans.FAIR ISAAC is changing ...
01/14/2009
Just when we thougt we were gaining some ground on the fight against freclosures, there appears to be a large surge on the horizon.  According to ForeclosureRadar.com, filings on Notices of Default, ebbed temporarily through November 2008 as California State Senate Bill 1137 tried to force banks ...
01/14/2009
Yes, it is a work in progress, but I would love to hear all feedback for this one. www.HottestHomeBuys.com Thanks in advance for the calls and emails.
10/07/2008
        Distressed sales account for nearly 85% of the active inventory in Chula Vista!  I consider distressed sales to be either foreclosures or short sale (pre-foreclosure) properties.        As of October 2, 2008, short sales accounted for about 63% of the listing inventory in Chula Vista, but...
10/02/2008
Are There Any Alternatives To a Short Sale?             Always.  Only one or two of these may apply, but at least there are alternatives.  In fact, here are ten.  Keep in mind, anything other than full, on-time payment to the lender can have credit, legal and/or tax consequences. Bankruptcy.  Alw...
10/02/2008
Rainer
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Peter Carlseen

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