Ryan Frost's (charlesryanfrost) Blog

Interest rates are have been amazing in 2009.  Especially for home buyers and the few current homeowners who can still qualify for a mortgage after all of the tightening of lending guidelines and decreasing property values that we have seen. Why is it that we have had such a good streak of great ...

This could be terrible news to homeowers already feeling the backlash of so many years of loose lending practices. FHA today announced that they are going to be reviewing careful their credit risk and have decided to hire a Chief Risk Officer for the first time in the history of FHA. This comes o...

If your clients are looking for an FHA mortgage loan- Now is the BEST time ever to buy a home in Utah! You already know this, but sometimes it takes multiple personalities to convey why now is the time to our buyers and borrowers. FHA rates are below 5% for the first time with many of our lenders...

I have been a mortgage broker for 9 years now. I am as confident as I ever have been that from the standpoint of the consumer looking for a loan, a mortgage broker who has the ability to look at several banks and is working directly on the behalf of the consumer is the best method of obtaining a ...