Chris B Johnson, REALTOR®, SFR® More On Moorpark Real Estate More on Ventura County Real Estate By Chris B Johnson Realtor, Short Sale Options, Moorpark Short Sale , Thousand Oaks Short Sale, Simi Valley Short Sale, Ventura County Short Sale, Ventura County Real Estate Market Updates … (0 comments)
the best short sale agent in ventura county: Interest Rate Update #ChrisBJohnsonRealtor
- 08/21/15 08:31 AM
Chris B Johnson, REALTOR® Time To Buy #ChrisBJohnsonRealtor More on Ventura County Real Estate Weekly Mortgage Rate Update The Fed Minutes released on Wednesday had a positive impact on mortgage rates. In addition, concerns about the pace of global economic growth reduced inflation expectations, which also was favorable for mortgage rates. As a result, mortgage rates ended lower. THIS WEEK'S RATE TREND IS DOWN … (2 comments)
the best short sale agent in ventura county: Do California’s high rents keep renters from saving for a Down Payment?
- 08/20/15 02:01 AM
Chris B Johnson, REALTOR® Time To Buy #ChrisBJohnsonRealtor The highest residential rents in the nation are found in California. This is bad news for renters, whose incomes haven’t been able to keep up with rising rents in 2015. For instance, the average renter in Los Angeles spends 49% of their monthly income on rent, according to Zillow. In San Francisco, rental payments average 46% of monthly incomes. For perspective, rental or mortgage payments are best limited to 33% of a household’s monthly income. The top third of households spending the highest share of their income on rent are classified as having a high … (0 comments)
the best short sale agent in ventura county: How Much Do You Need for A Down Payment? #ChrisBJohnsonRealtor
- 08/11/15 01:42 AM
Chris B Johnson, REALTOR® Time To Buy #ChrisBJohnsonRealtor Buying a Home This Summer In their latest Housing Market Insight & Outlook report, Freddie Mac revealed that recent low down payment initiatives have raised concerns that we may be returning to the same lax mortgage qualifications that caused the housing crisis from which we are just now recovering. The report went on to explain that today’s underwriting guidelines are nothing like those that existed just prior to the housing meltdown.
“Pre-crisis underwriting allowed layered risk, that is, the combination of multiple features that amplified credit risk. Low down payments often were … (0 comments)
the best short sale agent in ventura county: Where Are Mortgage Rates Headed? This Fall? Next Year?
- 08/10/15 09:18 AM
Chris B Johnson, REALTOR® Buying a Home This Summer Selling Your Home This Summer Ventura County Trends Ventura County Neighborhood Values and Reports First Time Buyers Selling Your Home Your Equity Is On The Rise! Should You Sell This Summer? Return Of The Housing Market J Real Estate with CHRIS B JOHNSON Chris B Johnson, REALTOR® BUYING? SELLING? GET IN TOUCH Where Are Mortgage Rates Headed? This Fall? Next Year? August 10, 2015 Featured, For Buyers, Interest Rates The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater … (0 comments)
the best short sale agent in ventura county: Ventura County Real Estate Market Update #ChrisBJohnsonRealtor
- 07/25/15 09:27 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor Moorpark Home Market Trends Moorpark Condo-TownHome Market Trends Thousand Oaks Home Market Trends Thousand Oaks Condo-TownHome Market Trends Simi Valley Home Market Trends Simi Valley Condo-TownHome Market Trends WestLake Home Market Trends WestLake Condo-TownHome Market Trends Oak Park Home Market Trends Oak Park Condo-TownHome Market Trends Agoura Home Market Trends Agoura Condo-TownHome Market Trends Calabasas Home Market Trends Calabasas Condo-TownHome Market Trends Newbury Park Home Market Trends Newbury Park Condo-TownHome Market Trends Camarillo Home Market Trends Camarillo Condo-TownHome Market Trends Oxnard Home Market Trends Oxnard Condo-TownHome Market Trends Port Hueneme Home … (4 comments)
the best short sale agent in ventura county: Good Stuff, Had to Re-Post this!!
- 07/24/15 11:33 AM
Chris B Johnson, REALTOR® Strategies Realtors® use to Make Sellers More MoneyPosted by Ryan Fitzgerald on Wednesday, July 15th, 2015 at 10:20am. Did you know that the founder of ForSaleByOwner.com, Colby Sambrotto, couldn't sell his home for sale by owner? He enlisted the help of a Realtor® who then sold it for $150,000 more than the original price. You can read the full story here. So you're probably wondering how did a Realtor® earn Mr. Sambrotto more money than he would have if he sold it himself. Let's talk about it.
As with anything in life there are people who work hard to master … (4 comments)
the best short sale agent in ventura county: WHAT IS THE ROI OF USING SOCIAL MEDIA IN REAL ESTATE? #ChrisBJohnsonRealtor
- 07/24/15 04:56 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor WHAT’S THE ROI OF USING SOCIAL MEDIA IN REAL ESTATE? Originally Posted By Victor Quiroz Facebook, Twitter, Instagram, YouTube and more recently, SnapChat, are all social media platforms that can capture the attention of potential millennial clients. … (0 comments)
the best short sale agent in ventura county: Time To Buy?? Existing Home Sale continue To Rise :-)
- 07/23/15 03:54 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor Existing Home Sales of U.S. homes climbed to an eight-year high in June as momentum in the residential real estate market continues to accelerated at unsustainable rates with low inventory. Closings on existing homes, which usually occur a month or two after a contract is signed, climbed 3.2 percent to a 5.49 million annualized rate, That’s the most since February 2007, as reported by the National Association of Realtors on Wednesday and while prices rose to a record levels amid tight supply. The housing market has picked up in recent … (0 comments)
the best short sale agent in ventura county: The Threat Of Interest Rate Hikes May Not Scare 1st Time Buyers??
- 07/21/15 04:20 AM
Chris B Johnson, REALTOR® Time To Buy #ChrisBJohnsonRealtor The Fed's survey of buyers and renters found that the impact of interest rates may be overrated compared to the even the smallest changes in down payment requirements. The study found that dropping the required down payment from 20 percent to 5 percent increases the willingness to purchase, on average, by 15 percent among buyers and 40 percent among renters. On the other hand, decreasing the interest rate on a 30-year fixed-rate mortgage raised the willingness to purchase a home by only 5 percent, … (0 comments)
the best short sale agent in ventura county: Arrogance & Corruption = The Stench of Wall Street -- WARNING -- PURELY POLITICAL!!
- 07/16/15 07:02 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists Tell Congress: Subpoena Eric Holder's communication with his corporate law firm 81% We've reached 61,280 of our goal of 75,000. It’s the revolving door at its most despicable. Eric Holder spent six years as attorney general, and failed to prosecute banks for their criminal wrongdoing or put any bank executives behind bars. Now, he’s set to rejoin his old white-collar criminal defense firm, making millions each year helping Wall Street bankers avoid criminal consequences.1 Worse, it was just reported that the firm, Covington & Burling, has kept an empty 11th floor corner … (5 comments)
the best short sale agent in ventura county: It’s All About The Leads......
- 06/27/15 05:07 AM
Chris B Johnson, REALTOR® Buying a Home This Summer Selling Your Home This Summer Great Article, BUT................... This week we have a guest post from Edward Lukasik, Jr. Ed has a very successful brokerage with two Re/Max offices in the Chicago area. He also has a long history as a successful REO Broker. And I am very pleased to have had Ed as a client for several years. I think you will find his article very interesting... As REO brokers, we are blessed to have a pretty steady and at times bountiful stream of listings assigned to us from different … (4 comments)
the best short sale agent in ventura county: How many recent college graduates does it take to rent an apartment?
- 06/17/15 03:42 AM
Chris B Johnson, REALTOR® Are ther any metropolitan areas where the incomes of recent grads sufficiently exceed that area’s housing costs. Sadly, only 19% of the rental markets examined had median rents for which recent grads could qualify on their own (without moving in with roommates). Spoiler alert: California did not make the list. To qualify for the median rent, the cost of rent alone needs to be no more than 31% of a household’s income. One thing to note: On average, one-in-four college graduates enroll in a graduate program within one year of graduating with their bachelor’s degree (40% enroll in a graduate program within five … (0 comments)
Billionaire money manager John Paulson was interviewed at the Delivering Alpha Conferencepresented by CNBC and Institutional Investor. During his session he boldly stated: “I still think, from an individual perspective, the best deal investment you can make is to buy a primary residence that you’re the owner-occupier of.” Who is John Paulson? Paulson is the person who, back in 2005 & 2006, made a fortune betting that the subprime mortgage mess would cause the real estate market to collapse. He understands how … (0 comments)
the best short sale agent in ventura county: Newbury Park Short Sale Market Update
- 07/13/14 02:45 PM
By Chris B Johnson Realtor, Ventura County Short Sale, The Market Action Index has been trending down lately, while inventory is climbing. These trends imply a weakening market. The median list price in NEWBURY PARK, CA this week is $851,950. Market conditions have been consistently cooling in the past several weeks. Because we’re still in the Seller’s zone, prices have not yet begun to drop. It may take a few more weeks of slack demand for prices to reflect and begin to fall. Expect prices to fall if the index persistently falls to the Buyer’s zone.
Chris B Johnson, REALTOR® Time To Buy #ChrisBJohnsonRealtor 
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