The Pathway to Purchase (P2P) Down Payment Assistance Program is taking the West Valley by storm! Smart buyers are taking advantage of the program offered by the Arizona Department of Housing (ADOH) and the Arizona Home Foreclosure Prevention Funding Corporation (AHFPFC) and receiving 10% of the purchase price to use toward their down payment and/or closing costs (up to a maximum of $20,000)!! Buyers must qualify and some restrictions apply. There are a total of 17 cities in the Phoenix area that qualify for … (2 comments)
buying a home: Purchasing a Home With Conventional Financing
- 03/24/14 08:59 AM
Purchasing a Home With Conventional Financing A conventional loan is a loan secured by investors that it is not insured by FHA or guaranteed by VA. Conventional loans are often called a non-government sponsored entity (non GSE) loan. In Maricopa the maximum loan limit for conventional loans is $417,000. In general a 5% down payment is required. In most cases 100% of the down payment can come from a gift. Both fixed and adjustable rate conventional loans are available. Private mortgage insurance is required if the down payment is less than 20%. Conventional loans are best for buyers with great credit … (0 comments)
buying a home: VA Loans for Maricopa County Arizona -- Zero Down!
- 03/24/14 08:56 AM
VA Loans for Maricopa County Arizona -- Zero Down! VA loans are a no money down program available to eligible American veterans or their surviving spouses. VA loans are guaranteed by the US Department of Veteran Affairs (VA). The VA does not lend the money, it backs loans made by private lenders to veterans. The VA loan limit in Maricopa is $417,000. There are VA Jumbo loans available above $417,000, however there is a down payment required. VA loans are great for buyers with limited income, no cash reserves and average to lower credit scores. If you are looking … (0 comments)
buying a home: 2014 Maricopa County FHA Max Loan Limit
- 03/23/14 08:45 AM
2014 Maricopa County FHA Max Loan Limit The Federal Housing Administration (FHA) insures loans made by private lenders (banks or mortgage companies) to eligible buyers. FHA recently reduced the maximum loan limit for Maricopa County. The new limit is $271,050, effective January 1, 2014. FHA allows a down payment of just 3.5% and it may consist entirely from gift funds. In addition to the low down payment, FHA offers low closing costs and easy credit qualifying. FHA loans do have monthly mortgage insurance and also a 1.75% upfront Mortgage Insurance Premium. There are several FHA programs. One FHA program helps buyers who … (0 comments)
buying a home: Litchfield Park and Goodyear Home Buyers: Volatility Strikes and Rates Increase
- 08/31/11 10:37 AM
Yesterday's improvement has been wiped out and rates are back to Monday's level. Current 30-year fixed mortgage rates are now around 4.25%. Read Mortgage News Daily's article for more information as well as locking advice: Mortgage Rates: Volatility Strikes Back! Search the LIVE MLS Free for Litchfield Park Homes and Goodyear Homes. … (0 comments)
buying a home: Is it a good time to buy your first home in Litchfield Park, Goodyear, Avondale or Buckeye?
- 12/20/10 02:00 PM
Cinda Rose, Listing Agent for The West Valley Home Team has an article featured in The West Valley Magazine! West Valley Magazine Article Are you or someone you know facing Mortgage Troubles or Possible Foreclosure in the West Valley? You are not alone and you have options. Check out www.TheWestValleyHomeTeam.com for more information regarding foreclosure, strategic foreclosure, and short sales that can help you make the right choice. We specialize in real estate in the West Valley, including Litchfield Park, Goodyear, Avondale, Buckeye and the surrounding areas. Don't hesitate to use our website for the resources. If you would like … (0 comments)
Welcome to my real estate blog! I am here to help you navigate buying or selling a home in Phoenix's West Valley. Make sure to subscribe to my blog to keep up-to-date on what's happening in Litchfield Park, Goodyear, Avondale and Buckeye area.
On my blog you will find:
- Real Estate Information
- Tips for Buyers and Sellers
- Local Neighborhood and Community Information
- Market Statistics and more!
Visit www.TheWestValleyHomeTeam.com/blog for more great real estate information!
Cinda Rose
The West Valley Home Team at
Realty ONE Group
623-252-9350
Buyers purchasing homes in Avondale, Buckeye and Goodyear are receiving up to $20,000 in downpayment and closing costs assistance!!!
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