chapel hill realtor: Triangle area Mortgage Interest Rates Remain Low.
- 08/06/10 01:40 PM
Mortgage interest rates remain at their lowest in recent history as shown in the figures below. If you need additional info regarding home loans, or buying or selling a home in the Chapel Hill, Durham or Raleigh areas, contact me, I can help. CONVENTIONAL 30 YEAR FIXED 4.375% CONVENTIONAL 30 YEAR FIXED-NO ORIG 4.50% CONVENTIONAL 15 YEAR FIXED 3.75% JUMBO 30 YEAR FIXED 5.00% JUMBO 5YEAR ARM 3.875% FHA 30 YEAR FIXED 4.25% FHA & VA 5 YEAR ARM 3.375% VA 30 YEAR FIXED 4.25% NC HOUSING BOND 3.95%
*All quotes with 1% origination fee or less … (1 comments)
It's Hot outside and the mortgage interest rates posted below continue to sizzle. Contact me to get a pre-approval and to begin your Triangle area home search...I can help. TRIANGLE AREA MORTGAGE RATES AS OF 07-23-2010 ALL QUOTES WITH 1% ORIGINATION FEE OR LESS. RATES VARY ACCORDING TO DOWN PAYMENT AND CREDIT SCORE _________________________________________________________ CONVENTIONAL 30 YEAR FIXED 4.375% CONVENTIONAL 30 YEAR FIXED-NO ORIG 4.625% CONVENTIONAL 15 YEAR FIXED 3.875% JUMBO 30 YEAR FIXED 5.125% JUMBO 5YEAR ARM 4.00% FHA 30 YEAR FIXED 4.25% FHA & VA 5 YEAR ARM 3.50% VA 30 YEAR FIXED 4.50% NC … (1 comments)
chapel hill realtor: Buying a Chapel Hill, Durham or Raleigh area Home? Consider Hiring a Plumber to Check the Sewer Pipe!
- 07/24/10 08:29 AM
The private sewer lateral is the part of the sewer that runs from the house to the public sewer main, which is located under the street, alley, or in an easement behind the house. The maintenance and repair of the private sewer lateral is the responsibility of the property owner. But many owners give little thought to this system until a sewage back up occurs, usually due to a damaged or root-clogged pipe, or an offset joint. Repairing damages caused by a sewage backup can cost thousands of dollars; an expense seldom covered by homeowner's insurance policies. Local water utilities … (0 comments)
chapel hill realtor: Colvard Farms Home For Sale: Custom 4 sided brick home lives like a ranch.
- 07/15/10 06:52 AM
This Gorgeous custom built house is designed to live like a one story home. With much of the living space located on the first floor you'll enjoy a first floor Master Suite, 3 additional bedrooms on the main level, formal living and dining rooms, large family room and breakfast area.
CLICK HERE: To view additional photos or to schedule an appointment to see this amazing home. … (0 comments)
CONVENTIONAL 30 YEAR FIXED 4.375% CONVENTIONAL 30 YEAR FIXED-NO ORIG 4.625% CONVENTIONAL 15 YEAR FIXED 3.875% JUMBO 30 YEAR FIXED 5.125% JUMBO 5YEAR ARM 4.00% FHA 30 YEAR FIXED 4.50% FHA & VA 5 YEAR ARM 3.50% VA 30 YEAR FIXED 4.50% NC HOUSING BOND 4.75%
… (0 comments)
chapel hill realtor: North Carolina Mortgage Interest Rates are extremely low!
- 07/05/10 01:07 PM
Wondering what you can expect as far as mortgage interest rates in the Raleigh-Durham area of North Carolina? Take a look below. If you need additional info or assistance regarding the homebuying or selling process, contact me..I can help. North Carolina Mortgage Intereste Rates* as of 7/02/10 All quotes with 1% origination fee or less Rates vary according to down payment & credit score
CONVENTIONAL 30 YEAR FIXED 4.50% CONVENTIONAL 30 YEAR FIXED-NO ORIG 4.625% CONVENTIONAL 15 YEAR FIXED 4.00% JUMBO 30 YEAR FIXED 5.25% JUMBO 5YEAR ARM 4.00% FHA 30 YEAR FIXED 4.50% FHA & VA 5 YEAR ARM 3.50% … (2 comments)
chapel hill realtor: "Fourth Of July", Durham and Chapel Hill North Carolina, Area Celebrations
- 07/03/10 04:45 AM
Looking for fireworks on the 4th of July? See below for local events that feature Fireworks. You may also click on the links below for additional info on each event. Durham - Saturday, Sunday and Monday. Festival For the Eno starting at 10 a.m. at West Point on the Eno city park, Durham. Music, family activities, arts and crafts, community group displays, ecology education. $15 for a single day; $35 for a three-day pass. Free for children 12 and under. West Point on the Eno, 5101 N. Roxboro Road in Durham. Parking at Durham County Stadium, 2700 N. Duke St. … (1 comments)
chapel hill realtor: Homebuyers Tax Credit Deadline to Close Extended.
- 07/01/10 01:36 AM
Yesterday, the Senate esxtended the homebuyers tax credit deadline for home purchases that were under contract on or before April 30th. The new deadline is September 30th and was implemented because of fear that over 180,00 properties that qualified for the tax credit, would not be able to close by the June 30th deadline. An overwhelming response by buyers created backlogs in many underwriting departments resulting in delayed closings which would not have met the June 30th deadline. … (1 comments)
chapel hill realtor: Home Buyers Tax Extension Fails To Pass Senate.
- 06/25/10 12:11 PM
The "Tax Extenders" bill, a proposal to extend the deadline for those qualifying home purchases that went under contract on or before April 30th failed to get enough votes to become law. This greatly reduces the likelyhood that an extension will be passed before the June 30th deadline. Banks have not been able to close all the qualifying contracts due to a backlog of purchases waiting for underwriting approval, so this law would have extended the June 30th closing deadline to cover those buyers who met the April 30th contract deadline. Be advised, if you're under contract and qualify under the rules of the homebuyers program, your … (1 comments)
chapel hill realtor: Hot Sun In The Summertime. North Carolina Heat.
- 06/24/10 10:06 AM
You know you're in the south when temperatures push into the upper 90's and the humidity makes it feel like it's 110 degrees in the shade. Temperatures here in the Chapel Hill, Durham and Raleigh have remained hot, hot, hot, for the past few week and forecasts call for continued 95 + degree temperatures for the next week, with little relief in sight. If you have to spend time out in the heat due to work or play. Be sure to pack plenty of water and hydrate regularly. The heat can be especially hard on the very young or the elderly, … (2 comments)
chapel hill realtor: Will Your Pre-Approved Buyer Be able to Close?
- 06/22/10 11:59 AM
A few weeks ago I posted the blog below about Important new rules that could severely affect buyers and sellers. Today one of our associate brokers reported that a client's credit was re-pulled a couple days before closing with the new rules that went into affect June 1st.... Just 1 little slip up caused a chain reaction that affects a heck of a lot more than just the buyers credit score! The wife missed a $10 payment to Ann Taylor which caused her score to drop by 100 points. Since the credit score was now lower, the buyers no longer qualified for the same interest rate. Now the buyers interest … (5 comments)
chapel hill realtor: Karate Kid Remake: Worth Watching?
- 06/21/10 03:48 PM
I took the family out to the movies this weekend to see the new release of Karate Kid starring Jaden Smith, Jackie Chan and Taraji P. Henson. Now I remember watching the original back in 1984 with Ralph Macchio as the karate kid and Pat Morita as Mr. Miyagi, it was a great story then and in 2010 it's still a great story as evidenced by the movies #1 status this past weekend. Remakes of memorable movies don't always do the original justice, but I must say that I was pleasantly surprised and actually happy that I saw the movie. Jaden … (7 comments)
chapel hill realtor: It's Officially The First Day of Summer.
- 06/21/10 07:00 AM
It's officially here, the first day of summer and here in the Chapel Hill, Durham and the Raleigh area of North Carolina also known as "The Triangle", we've been enjoying beach weather for a number of weeks now. With beaches like Carolina beach, Atlantic beach and others close by, along with our famous Outer Banks within a couple hours drive, the triangle is centrally located for quick get-a-ways to local beaches for sun and fun. Don't feel like driving a couple hours to nearby beaches? The Triangle also features area parks and lakes like Falls Lake and Jordan Lake that offer … (1 comments)
chapel hill realtor: Iphone 4. Is the upgrade worth it?
- 06/20/10 09:34 AM
I was an early adopter of the blackberry smartphone and back in 2001 I thought it was one of the best productivity devices I'd ever owned. It exceeded my expectations in almost every way. The dark blue plastic skin wasn't pretty, but the ability to receive and respond to emails on the go and have my phone book, calendar, and to-do list in my belt holster on one device, coupled with the amazing battery life, freed me up to get out of the office, and allowed me to be more responsive to my clients and capture and respond quickly to buyer … (2 comments)
chapel hill realtor: Radon Gas: Invisible and potentially harmful to your health.
- 06/10/10 07:58 AM
Radon gas can be found all over the country and is all around us. It is invisible and odorless and comes from the natural (radioactive) breakdown of uranium in soil, rock and water. Radon gets into the air you breathe and can get into any type of building including homes, offices, or schools - and when allowed to accumulate can result in a high indoor radon level. Families are most likely to get their greatest exposure at home, where most of their time is spent. Why should Radon accumulation be concerning? Radon is believed to cause many thousands of deaths each … (5 comments)
chapel hill realtor: Important Mortgage Information: Changing Rules may affect buyers and sellers.
- 06/08/10 10:25 AM
This year the real estate industry especially the Mortgage business has experienced an overwhelming amount of increased regulation, enforcement, consolidation and major changes. These changes have often contributed to confusion among buyers, sellers and industry professionals as we attempt to keep pace with the almost daily changes, and interpret and implement new regulations. Guidelines affecting "Good Faith Estimates", "Condo Project Approvals", "APR", and "Truth In Lending" rules have stalled closings and in some cases caused cancellations of transactions. Effective June 1, 2010 Fannie Mae has issued lender mandates that if not properly managed could have far reaching effects on buyers, sellers and our … (0 comments)
chapel hill realtor: Safety and Security While Protecting Triangle Area Listings.
- 06/01/10 04:16 AM
This week one of our brokers received a call from someone claiming to be the owner of one of our listings and said they were locked out of their house and needed the combination to the lockbox in order to get in. When the agent told them that she couldn't give them the lockbox combination due to TMLS rules, they were very polite and said they understood, but were really in a bind and needed to get to work. The agent offered to come and let them in and they agreed and thanked her. The agent then went to the file … (0 comments)
chapel hill realtor: Mortgage Rules Change Again..
- 05/18/10 03:15 PM
Realtors and Mortgage lenders have always advised homebuyers to refrain from applying for consumer credit once the home buying process has started, but effective June 1st 2010, new Fannie Mae rules require mortgage lenders to order a new full credit screening immediately before closing. The pre-closing screening insures that the homebuyer has not obtained or tried to obtain new credit that might adversely affect their debt to income ratios and their ability to repay the mortgage debt that they are about to assume. If the prescreening reveals new credit lines of any kind including auto loans, home equity lines of … (0 comments)
chapel hill realtor: TAX CREDIT STILL AVAILABLE FOR SOME..
- 05/18/10 01:20 PM
While the Homebuyer Tax Credit has expired for most buyers signing contracts after April 30, 2010, the credit remains in effect for certain military personnel and foreign service employees deployed overseas for 90 days or more between January 1, 2009 and April 30, 2010. They can still claim the credit if they sign a contract on or before April 30, 2011 and close on or before June 30, 2011. While this is a relatively small group, it is worth keeping in mind particularly for members of the military ending tours of duty in Iraq and Afghanistan among other places as … (0 comments)
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