Changes in our industry (and there's been a ton since I got my license in 1986) are obviously done with the right thought in mind...protecting and promoting the interest of the client and public. And, we're all for that. However, I'm guessing that most of you have seen and are aware of the new Federal Trade Commission Ruling regarding MAP (The Mortgage Acts and Practices-Advertising Rule) that came into effect on August 19th, 2011, and makes it a "violation ...for any person to make any material misrepresentations, expressly or by implication, in any commercial communication, regarding any term of (3 comments)