Damon Watson, Sr.'s (dwatson) Blog

WHY USE THE LOC AS A CHECKING ACCOUNT? So Far, we still haven't explained why we need to use the line of credit (LOC) as a checking account. To answer that, we come, at last, to the heart of the program. We use the LOC as a checking account because that is how we put our previously idle money to ...

WHEN IT IS GOOD TO GO INTO DEBT uWin Financial believes strongly in getting out of debt as soon as possible and staying out as long as possible. There is, however, an exception to that rule. It is wise to go into debt if – and this is an important if –the borrowed money can be invested at a rate ...

UWIN OFFERS SOLUTIONS There are numerous ways to reduce or eliminate debt payments, but the vast majority of the ones being offered are too complicated, too unrealistic, too expensive, can ruin your credit, or, in some cases, are even unethical. So what makes UWin different? The uWin Financial Sc...

FINANCIAL INTELLIGENCE Are you keeping up with the Joneses? We really hope not! Read why… "Keeping up with the Joneses" is a popular catchphrase in many parts of the English-speaking world. It refers to the desire to be seen as being as good as one's neighbors or contemporaries and is associated ...

The uWin Advantage The uWin team of experts have developed a cutting edge software solution that empowers anyone to easily reduce the interest they pay on mortgages and credit cards. What’s more, the solution is simple, affordable and accessible to anyone, regardless of their financial expertise...

Making a Difference uWin’s goal is to give back to the global community. One part of this goal is to help individuals improve their financial positions, which in the long run will make a difference worldwide. With financial control back in the average person’s hands, families will be able to spe...

    In a recent consultation, I was asked why would someone use a higher adjustable rate HELOC (Home Equity Line of Credit) when they have a lower fixed rate mortgage. That seems as if it is an educated question. However, when speaking of using a HELOC with a mortgage payoff program, such as the ...