Your name saw this post on The ActiveRain Real Estate Network and thought it might be of interest to you. Please see the link below to review the post.

NJ First Time Home Buyer Grant Program
New Jersey First Time Home Buyer Mortgage rates have changed.  The new rates are more familiar to us that have been in the NJ mortgage market for a while. First-Time Buyer rates were uncharacteristically much higher for the last several months, but have come down to where they actually make sense again for buyers. 
Important Note: A first-time buyer is considered someone who hasn't owned a home in the last three years.  So if that is you, then you can take advantage of this grant program. Grants are available from 2-4% of the purchase price, so for a $200,000 home your grant will be from $4,000 - $8,000, depending on which option you choose.
These first-time buyer loans can be up to 100% financing, and are 30-year fixed loans. These loans have income limitations, but have very high limits considering.
First Time Home Buyer 30 Year Term 5.750% - First Mortgage with no grant assistance 6.125% - First Mortgage with 2% grant assistance 6.250% - First Mortgage with 3% grant assistance 6.500% - First Mortgage with 4% grant assistance The 40 year team requires an additional add-on of .125%
Also Available:
Tax Credit "Prefund" Mortgage Program Purchase/Rehabilitation Mortgage Program Live Where You Work Program
Treasury Mortgage is one of ... more

__________________________________________________
Are you on The Rain? Grow Your Network!