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Missoula FHA Loan Tips & Mortgage Shopping Tips - Don't be caught with your pants down!!! - Part 1 of 2
 
Here is some great information on FHA Loans from our friend Jeff Belonger:
 
 

How many of you feel lost out there or even get help from someone such as a realtor letting you know that they can have their mortgage loan officer help you with your loan, yet you could still be lost. Not all referrals are good ones, just food for thought. I know this, because I have seen it happen more than it should, after a borrower comes to me after they had used someone else that was recommended. No, I am not perfect. But there is a lot more than just telling a borrower a rate and costs after looking at a credit score.
This post is not to point fingers, but to educate not only the borrower/consumer, but the realtor and some loan officers that might just do the basics. What do I mean about the basics?
Example :
Borrower : I am looking for the cheapest mortgage with no points. What can you do for me.
    Loan Officer : What is your credit score?
Borrower : 659
    Loan Officer : I could do 5.25% with zero points.
Borrower :  ... more

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