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Debt to income. Just as important as your credit score
It is not just about credit when it comes to getting the best rate rate. Things like your debt to income will also have affect. 
Keeping a debt to income ration in the 30-40 percent is ideal. This shows financial stability. 
To talk about a few simple things that can be done to increase your credit score feel free to give me a call.
 
Kevin Kirk 
Ca. DIRECT FHA LENDER
916-367-7128
Comstock Mortgage
Roseville Ca. 
 
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