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VA Home Loans (Part I)

 
 Consumers and Realtors alike should be aware of how VA home loans work.  As a former service member, I didn’t realize what a vital benefit I was receiving until I actually used my VA entitlement.  I once believed when I was a young 18 year old in the service the following myths: 
 
 
You could not use your entitlement while you were still in the serviceYou could only use the benefit once It was not good to use VA loan, conventional was better (Wrong Again) The below questions and answers will help those looking for additional information on VA loans. 
 
Q: How do I apply for a VA guaranteed loan? A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan. Q: How do I get a Certificate of Eligibility? A: Complete an 1880: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility ... more

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