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Penny-Pinching Homebuyer? 5 Places NOT to Cut Costs on Your Real Estate Transaction
It's no secret that times are tough - money is tight and people are cutting back on expenses and spending.
And yet, there are still people out there buying homes. In fact, the federal government's new extended and expanded homebuyer tax credit is making buying a home rather attractive to a large number of potential homeowners out there, who are racing against the clock to get under contract by April 30, 2010, and close by June 30, 2010.
But for many first-time homebuyers, money can be tight - perhaps they have spent months or years saving enough for a down payment for their first home and additional expenses eat further into their savings and liquid assets. There are, however, a number of places NOT to cut costs on your real estate transaction. Yes, buying a home is expensive - probably your single largest investment - but cutting costs on these 5 items can cost you even bigger in the long run.
(This is by no means an exhaustive list - this is simply my opinion of some of the most important expenditures in your real estate transaction. Keep in mind- I am a REALTOR® in Georgia and the laws and requirements may differ ... more

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