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Looking for a new home? It's about ... Making all the right moves
Buy or rent, apartment or condo, new or pre-owned home, single family or duplex. When you think about changing your residence, there are decisions to be made.

If you plan to live in the area for the next few years, buying can be the best financial move. If you have children, the need to find a satisfactory place to live would increase your desire to buy.

* It's one of the right moves, especially since homes are priced more attractively than they used to be. There are still bargains available, although housing prices in many areas are rising or will be rising within the next year.

* Always be preapproved for a loan before shopping . You'll know how much of a mortgage amount you qualify for. You could be pleasantly surprised.

* Trade-up buyers will get the best deals this year. Higher-priced homes are on the market about twice as long as those in the $100,000 to $250,000 range, according to the National Association of Realtors. If your real estate agent says prices are already stabilizing in your area, consider acting before they begin to rise again.

Visit cnnmoney.com/realestate2010 to see ... more

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