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STRATEGIC DEFAULT?? HOW ABOUT A TATTOO???
PENALTY FOR STRATEGIC DEFAULT
The only logical solution to the matter of what should happen to home owners who makes the decision to default on their home loan and walk away would be for that home owner to suffer the moral judgmentof a citizen panel. 
In addition to the penalties agreed in the Deed of Trust or Note, there should be a citizen panel who determines who can "afford" to continue to make the mortgage payments and for how long.  There should be no extenuating circumstances such as job opportunity, school needs, etc.  Personal circumstances are not pertinent to financial decisions.  Loss of home, credit and dignity cannot be entered as evidence that the penalties in the security instrument under the law are sufficient.  It is the judgment of the citizen panel who is deserving of punishment for their decision to walk away from their home.
If the citizen panel determines that the home owner has the resources to continue to pay the mortgage payments, and the home owner decides to walk away anyway, the citizen panel would then have the authority to order that a
TATTOO applied to the forehead of the citizen in default in the shape of a
"$"
It should be a ... more

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