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Home Warranties: headache or helpful?
Before becoming an agent, I bought my first home. The sellers paid for a home warranty through Old Republic Home Warranty. At the time I didn't think much about it because I had just become a home owner and was too excited. About a month later, my water heater was having obvious problems. Somehow, I remembered that I had the home warranty and called the company to fix it. The first plumber through the warranty came out and said nothing was wrong. A second plumber came out and said he couldn't figure out the problem. I ended up hiring a local plumber who did a lot of work in the subdivision and recognized the problem immediately. After paying that company for diagnosis I called the warranty company again. This time they had someone else come out who realized that the problem was the same one my plumber found. They replaced the water heater, and I paid a little extra to get it upgraded.
After that I always renewed my home warranty because I saw its benefits. I bought some rental homes in other states and had American Home Shield and First American Home Warranty on those homes. I still continue to have warranties ... more
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