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And Just When You Thought it Couldn't Get Worse...
Banks are at a standstill in the foreclosure process, delaying the inevitable on some cases and hopefully saving some fortunate homeowners in other circumstances. A simple missed payment can get logged into the books incorrectly with the result of the family getting hyper sped into the foreclosure drama with the bank refusing to accept payment.
There's a local case here in Ventura County where the family has refused to accept the bank's unloading of their property to a local LLC that in turn sold it to a buyer who has already performed upgrades and remodeling. The original homeowner has changed the locks and has moved back in, all while the local authorities watched. It's this family's contention that the bank stated they were behind $25,000 when the amount was really less. In an effort to keep the home, the owners made a payment of $10,000, thinking they were bringing it above what was truly owed. The bank stood by the $25,000 demand and foreclosed.
Let's face it, folks, we are in troubled times and the machine is only as good as the sum total of its people and systems. You get what you pay for and get what you demand of ... more

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