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What Kind of First Time Buyer Programs are Available in Los Angeles & Ventura Counties? FAQ - #1
As a Mortgage Loan Originator (MLO) here in Los Angeles and Ventura county who works with mostly buyers, many of whom are first time buyers, I get a lot of questions about the availability of affordable home loan options.  I actually love it when consumers ask me questions because I love talking about all the ways they can stop throwing their money away on rent and finally buy a home of their own.  I love hearing all the stories about how long they've been dreaming of being able to buy their own home and how this is the first time that they may actually be able to afford to finally buy.
I also get a lot of questions about how the loan process works and the documentation that they have to provide.  Many others want to know about specific practices they have heard about or seen here in our local market. 
So many people have either heard horror stories about how awful the loan process is from their friends and family or they've already experienced their own horror story with another MLO or lender.  Still others seem to think that based on the things they've read that they're not going to have a problem ... more

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