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What If A Realtor or Buyer Is Injured at Your Listing? Can The Listing Agent Be Held Liable?
Scenario: (a) You have a listing, (b) A buyer or the buyer’s Realtor gets injured on the premises, (c) The seller, your client, is uninsured or under-insured, (d) NOW WHAT?
Can this happen? Yes!
There is no shortage of hazards; Snow or ice on steps or walkways, cracks in sidewalks, groundhog holes in the backyard, and many more. My city of Louisville KY has plenty of all of the above.
Of course, the first thoughts are sadness and dismay that someone got injured and is in pain.
Then some other alarming questions come to mind.
Will your client’s homeowner insurance cover the defense and the damages? Maybe Does your client have a homeowner’s policy that is paid up and current? Does your client’s homeowner’s insurance have enough coverage to pay for medical and other damages? If the house is vacant, was your client’s insurance invalidated because they didn’t change the occupancy status with their carrier? And then, more questions that may be too late to ask - ABOUT YOURSELF:
Can the listing agent be held liable? Yes, No, Maybe, To Be Determined, All of The Above, Who Knows? The personal injury lawyer will remember that you authorized the showing of the ... more

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