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Now is the time to buy!
Now is the time to buy Whidbey Island real estate.  

Home prices are down, interest rates are down, and rental properties are becoming scarce.  I see homes everyday that are great investment values, that I would buy myself if I could!
 
·    15 year fixed interest rates are at the lowest they have ever been!  As I write this, the fixed rate for 15 year mortgages (with 0 points) is as low as 3.35%!  Other home mortgage rates are at historic lows as well.
 
·      Prices for single family homes are well below peak levels in most Whidbey Island neighborhoods, and many condominiums are priced the lowest they have been in ten years!
 
·      Home affordability in the first quarter of 2011 was at the best level in the 20 years it has been calculated, and remains close to that record level for the latest quarter. 
 
·    Stock market volatility demonstrates that stocks are not the safest place to put all your savings.  A diversified investment strategy that includes long term investment in real estate should be part of your financial strategy.
 
·        Here are some Oak Harbor,WA homes that I think are great values right now:
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