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Time the Market? Why not Time Your Life Instead?
Time the Market?  Why not Time Your Life Instead?
There are lots of real estate professionals trying to convince potential home buyers that now is the time to buy.  They typically cite home price trends and mortgage loan interest rates, along with a suggestion that timing the market is difficult and usually not productive.  While I agree with much of what is published, there is one important question I would like to ask.  So what?
People considering buying a home, either a first home or one to replace a home that no longer suits their needs, are consumers.  They are not traders looking to maximize an investment play.  They are consumers thinking about buying something they will use to improve their lives and the lives of those they love.  Why do so many of us sink into economic explanations of why they should buy now? 
If you're a consumer who is thinking of buying a home, the only good reason to buy now, last year, ten years ago, or ten years from now is that it will make your life better.  If you have the economic capability of making your life better, why wait another day?  Are you afraid you might ... more

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