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First Time Homebuyer Tips - St. Louis Real Estate
What a wonderful feeling it is to buy your first home. Of course, there will be questions and feelings of anxiousness along the way.  Here are a few tips that can ease you through the process.
 
1. Decide what's important to youDo you want a condo in the city, or a house in the suburbs with a big yard? Consider what's important to your lifestyle – do you need a good school district or be in an area with all the best restaurants Do you want to be within walking distance of a grocery store or park? Consider how long you are expecting to stay in your house.
 
2. Meet with a mortgage consultant
Meeting with a mortgage consultant will help you explore the various financing options and get pre-approved for a loan. The lender will give you a written preapproval letter.  It will tell your real estate agent and home sellers how much you can borrow and that you have acceptable credit to purchase a home. It can improve your negotiating power as sellers will know you are serious about buying a home, and it will make your offer more attractive.  
 
3. Start the home searchThis is ... more

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