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What Documents Are Required from Lakeland FL Homebuyers?
What Documents Are Required from Lakeland FL Homebuyers?
Whereas homeowners or sellers have to provide documents that prove their ownership or rights for selling a Lakeland FL house for sale, homebuyers like you have to submit documents that prove your financial capacity to purchase the property you are interested in when applying for a mortgage.
Buying a house can be a complex and protracted process even if you have the best agent helping you out. You can, however, expedite the process by doing what you can to complete all documentary requirements that may be asked of you.
Pay Stubs
These will only be asked if you are employed and are earning wages. Professionals and business owners naturally do not have pay stubs and are required to submit the requisite counterparts as proof of income. Also, remember to submit copies and not originals. If necessary, you can have the HR or Accounting Department of your company to certify the copies instead.
W2s and Tax Returns
Provide copies of the two most recent W2s and tax returns you have in your possession. Again, the operative word here is “copies”. Never submit original documents as there’s no way to know if your documents will remain completely protected and secure from ... more

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